Use this page as a one-stop reference for everything related to IDBI Bank's K K NAGAR branch in CHENNAI, TAMIL NADU. The branch's IFSC code IBKL0001430 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – K K NAGAR is IBKL0001430. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001430 map to this branch in CHENNAI, TAMIL NADU.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its K K Nagar branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code IBKL0001430 for all electronic settlement.
About this branch
The branch is located at PLOT NO 780,DOOR NO 3 MUNUSAMY SALAI,K K NAGAR CHENNAI. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001430 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | K K Nagar |
| IFSC Code | IBKL0001430 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 780,DOOR NO 3 MUNUSAMY SALAI,K K NAGAR CHENNAI |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 6380025677 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including K K NAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0001430 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001430 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001430 and the account number together uniquely identify the K K Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0001430
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001430 across all three.
NEFT to IDBI Bank, K K NAGAR using IFSC IBKL0001430
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001430, and confirm that the system picks up IDBI Bank – K K NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to K K NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's K K NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001430 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank K K NAGAR (IFSC IBKL0001430)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001430 in your mobile or internet banking app, and the money is credited to the K K NAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to K K Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001430:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at K K NAGAR is still linked to IFSC IBKL0001430.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's K K NAGAR branch, the IFSC IBKL0001430 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the K K Nagar branch is mapped to IFSC IBKL0001430 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001430.
Products and services
Customers walking into the K K Nagar branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001430
Online banking and IFSC IBKL0001430
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the K K NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001430 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the K K Nagar branch
The branch is located at PLOT NO 780,DOOR NO 3 MUNUSAMY SALAI,K K NAGAR CHENNAI, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank K K Nagar branch” — the verified location pin for IFSC IBKL0001430 should appear at the top of the results.
- Confirm the branch is open by calling 91-6380025677 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001430 and your account number.
Common mistakes to avoid when using IFSC IBKL0001430
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – K K NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001430. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The K K Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001430, however, work 24x7.
Verifying IFSC IBKL0001430 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001430 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6380025677.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankK K Nagar Branch
PLOT NO 780,DOOR NO 3 MUNUSAMY SALAI,K K NAGAR CHENNAI
Chennai, Tamil Nadu
Phone: 91-6380025677
IFSC: IBKL0001430
Frequently asked questions
What is the phone number of IDBI Bank K K Nagar branch?
You can reach the branch at 91-6380025677 during regular banking hours.
Does IDBI Bank K K Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6380025677 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the K K Nagar branch but serve different purposes.
Is IFSC IBKL0001430 the same for all accounts at K K Nagar branch?
Yes. The IFSC IBKL0001430 is shared by every account held at IDBI Bank's K K Nagar branch. Only the account number changes from customer to customer.
Can I use IFSC IBKL0001430 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001430 to send funds instantly.
Where is IDBI Bank K K Nagar branch located?
IDBI Bank's K K Nagar branch is located at PLOT NO 780,DOOR NO 3 MUNUSAMY SALAI,K K NAGAR CHENNAI, Chennai, Tamil Nadu.
Summary
The IFSC code IBKL0001430 belongs to IDBI Bank's K K NAGAR branch, located at PLOT NO 780,DOOR NO 3 MUNUSAMY SALAI,K K NAGAR CHENNAI in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
