Below are the complete branch details for IDBI Bank, CHAMARAJNAGAR branch, located in CHAMARAJNAGAR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0002412. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0002412 for IDBI Bank – CHAMARAJNAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0002412 is the IFSC of IDBI Bank's CHAMARAJNAGAR branch. The format is fixed: IBKL = bank code, 0 = reserved, 002412 = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chamarajnagar branch — IFSC IBKL0002412 — extends the bank's services to customers in and around Chamarajnagar, Karnataka.
About this branch
The branch is located at IDBI BANK GROUND FLR NO.1357 DERENDRA ENCLAVE NANJUNGAD ROAD CHAMARAJNAGAR KARNATAKA PIN 571313. It serves the Chamarajnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002412 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Chamarajnagar |
| IFSC Code | IBKL0002412 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK GROUND FLR NO.1357 DERENDRA ENCLAVE NANJUNGAD ROAD CHAMARAJNAGAR KARNATAKA PIN 571313 |
| City | Chamarajnagar |
| District | Chamarajnagar |
| State | Karnataka |
| STD Code | 29 |
| Phone | 9741165032 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAMARAJNAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0002412 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0002412 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Chamarajnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002412 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0002412
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002412 across all three.
How to use IFSC IBKL0002412 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's CHAMARAJNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0002412.
- Confirm the bank name auto-populates as IDBI Bank and the branch as CHAMARAJNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0002412
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – CHAMARAJNAGAR, ensure your bank's portal accepts IFSC IBKL0002412 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank CHAMARAJNAGAR (IFSC IBKL0002412)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0002412 in your mobile or internet banking app, and the money is credited to the CHAMARAJNAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chamarajnagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0002412:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAMARAJNAGAR is still linked to IFSC IBKL0002412.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0002412
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – CHAMARAJNAGAR is still mapped to IFSC IBKL0002412. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002412 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chamarajnagar branch
Once you have an account at IDBI Bank – CHAMARAJNAGAR, the IFSC IBKL0002412 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chamarajnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 29-9741165032.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002412
Digital banking channels
Most day-to-day work that customers used to do at the Chamarajnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002412 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chamarajnagar branch
The branch is located at IDBI BANK GROUND FLR NO.1357 DERENDRA ENCLAVE NANJUNGAD ROAD CHAMARAJNAGAR KARNATAKA PIN 571313, which puts it inside Chamarajnagar, the broader Chamarajnagar district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Chamarajnagar branch” — the verified location pin for IFSC IBKL0002412 should appear at the top of the results.
- Confirm the branch is open by calling 29-9741165032 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0002412 and your account number.
Common mistakes to avoid when using IFSC IBKL0002412
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – CHAMARAJNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0002412. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chamarajnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002412, however, work 24x7.
Verifying IFSC IBKL0002412 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002412 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 29-9741165032.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankChamarajnagar Branch
IDBI BANK GROUND FLR NO.1357 DERENDRA ENCLAVE NANJUNGAD ROAD CHAMARAJNAGAR KARNATAKA PIN 571313
Chamarajnagar, Karnataka
Phone: 29-9741165032
IFSC: IBKL0002412
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chamarajnagar branch but serve different purposes.
What is the phone number of IDBI Bank Chamarajnagar branch?
You can reach the branch at 29-9741165032 during regular banking hours.
Does IDBI Bank Chamarajnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 29-9741165032 to confirm.
Is IFSC IBKL0002412 the same for all accounts at Chamarajnagar branch?
Yes. The IFSC IBKL0002412 is shared by every account held at IDBI Bank's Chamarajnagar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0002412 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Chamarajnagar reflect within 30 minutes.
Is IFSC IBKL0002412 valid for NEFT and RTGS?
Yes. IFSC IBKL0002412 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is IDBI Bank Chamarajnagar branch located?
IDBI Bank's Chamarajnagar branch is located at IDBI BANK GROUND FLR NO.1357 DERENDRA ENCLAVE NANJUNGAD ROAD CHAMARAJNAGAR KARNATAKA PIN 571313, Chamarajnagar, Karnataka.
What is the IFSC code of IDBI Bank Chamarajnagar branch?
The IFSC code of IDBI Bank, Chamarajnagar branch is IBKL0002412. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IBKL0002412 belongs to IDBI Bank's CHAMARAJNAGAR branch, located at IDBI BANK GROUND FLR NO.1357 DERENDRA ENCLAVE NANJUNGAD ROAD CHAMARAJNAGAR… in CHAMARAJNAGAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
