IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Budhgaon Branch, Maharashtra

Below are the complete branch details for IDBI Bank, SANGLI DCC BANK LTD SANGLI BUDHGAON branch, located in BUDHAGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0SDC184. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0SDC184 for IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON is IBKL0SDC184. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SDC184 map to this branch in BUDHAGAON, MAHARASHTRA.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sangli Dcc Bank Ltd Sangli Budhgaon branch in Budhagaon, Maharashtra is part of this network and uses the IFSC code IBKL0SDC184 for all electronic settlement.

Branch details at a glance

About the Sangli Dcc Bank Ltd Sangli Budhgaon branch

The Sangli Dcc Bank Ltd Sangli Budhgaon branch of IDBI Bank is situated at A P BUDHGAON TAL MIRAJ DIST SANGLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0SDC184 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGLI DCC BANK LTD SANGLI BUDHGAON branch came to be assigned the code IBKL0SDC184.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SDC184, money simply cannot be routed to the SANGLI DCC BANK LTD SANGLI BUDHGAON branch electronically.

Account types you can open at the Sangli Dcc Bank Ltd Sangli Budhgaon branch

Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON, the IFSC IBKL0SDC184 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sangli Dcc Bank Ltd Sangli Budhgaon branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0SDC184

How to transfer money using IFSC IBKL0SDC184

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC184 across all three.

NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI BUDHGAON using IFSC IBKL0SDC184

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC184, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0SDC184

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON, ensure your bank's portal accepts IFSC IBKL0SDC184 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON, use IMPS. With IFSC IBKL0SDC184 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sangli Dcc Bank Ltd Sangli Budhgaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0SDC184:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANGLI DCC BANK LTD SANGLI BUDHGAON is still linked to IFSC IBKL0SDC184.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0SDC184

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON is still mapped to IFSC IBKL0SDC184. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC184 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0SDC184

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI BUDHGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC184 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sangli Dcc Bank Ltd Sangli Budhgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC184 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI BUDHGAON:

• The IFSC is exactly IBKL0SDC184 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SANGLI DCC BANK LTD SANGLI BUDHGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sangli Dcc Bank Ltd Sangli Budhgaon branch sits at A P BUDHGAON TAL MIRAJ DIST SANGLI. If you are travelling from outside Budhagaon, search for the branch on a maps application using the bank name and locality, or call 233-2366941 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0SDC184 and your account number.

Verifying IFSC IBKL0SDC184 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC184 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 233-2366941.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sangli Dcc Bank Ltd Sangli Budhgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC184 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0SDC184 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI BUDHGAON branch, in BUDHAGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.