If you are searching for the IFSC code of IDBI Bank, JHARKHAND STATE CO-OP BANK BERMO BRO branch in BOKARO, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is IBKL063JS27. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHARKHAND STATE CO-OP BANK BERMO BRO branch, and detailed step-by-step guides for using the IFSC IBKL063JS27 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – JHARKHAND STATE CO-OP BANK BERMO BRO is IBKL063JS27. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 63JS27 map to this branch in BOKARO, JHARKHAND.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jharkhand State Co-Op Bank Bermo Bro branch in Bokaro, Jharkhand is part of this network and uses the IFSC code IBKL063JS27 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Jharkhand State Co-Op Bank Bermo Bro |
| IFSC Code | IBKL063JS27 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PHUSRO BAZAR,829144 |
| City | Bokaro |
| District | Bokaro |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9905520393 |
Jharkhand State Co-Op Bank Bermo Bro branch overview
Located at PHUSRO BAZAR,829144, the Jharkhand State Co-Op Bank Bermo Bro branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL063JS27 is required for all interbank electronic transfers routed through this branch.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JHARKHAND STATE CO-OP BANK BERMO BRO of IDBI Bank — its own 11-character IFSC. The code IBKL063JS27 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL063JS27 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Jharkhand State Co-Op Bank Bermo Bro branch is mapped to IFSC IBKL063JS27 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL063JS27.
Products and services
Customers walking into the Jharkhand State Co-Op Bank Bermo Bro branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL063JS27
How to transfer money using IFSC IBKL063JS27
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL063JS27 across all three.
NEFT to IDBI Bank, JHARKHAND STATE CO-OP BANK BERMO BRO using IFSC IBKL063JS27
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL063JS27, and confirm that the system picks up IDBI Bank – JHARKHAND STATE CO-OP BANK BERMO BRO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JHARKHAND STATE CO-OP BANK BERMO BRO
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's JHARKHAND STATE CO-OP BANK BERMO BRO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL063JS27 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – JHARKHAND STATE CO-OP BANK BERMO BRO, use IMPS. With IFSC IBKL063JS27 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jharkhand State Co-Op Bank Bermo Bro
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL063JS27:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHARKHAND STATE CO-OP BANK BERMO BRO is still linked to IFSC IBKL063JS27.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL063JS27
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JHARKHAND STATE CO-OP BANK BERMO BRO is still mapped to IFSC IBKL063JS27. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL063JS27 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL063JS27
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JHARKHAND STATE CO-OP BANK BERMO BRO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL063JS27 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL063JS27 and the account number together uniquely identify the Jharkhand State Co-Op Bank Bermo Bro branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IBKL063JS27
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – JHARKHAND STATE CO-OP BANK BERMO BRO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL063JS27. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jharkhand State Co-Op Bank Bermo Bro branch sits at PHUSRO BAZAR,829144. If you are travelling from outside Bokaro, search for the branch on a maps application using the bank name and locality, or call 91-9905520393 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL063JS27 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL063JS27 for IDBI Bank – JHARKHAND STATE CO-OP BANK BERMO BRO, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Jharkhand State Co-Op Bank Bermo Bro are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL063JS27 continue to work without interruption.
Branch address & contact
IDBI BankJharkhand State Co-Op Bank Bermo Bro Branch
PHUSRO BAZAR,829144
Bokaro, Jharkhand
Phone: 91-9905520393
IFSC: IBKL063JS27
Frequently asked questions
What is the phone number of IDBI Bank Jharkhand State Co-Op Bank Bermo Bro branch?
You can reach the branch at 91-9905520393 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jharkhand State Co-Op Bank Bermo Bro branch but serve different purposes.
Is IFSC IBKL063JS27 the same for all accounts at Jharkhand State Co-Op Bank Bermo Bro branch?
Yes. The IFSC IBKL063JS27 is shared by every account held at IDBI Bank's Jharkhand State Co-Op Bank Bermo Bro branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Jharkhand State Co-Op Bank Bermo Bro branch?
The IFSC code of IDBI Bank, Jharkhand State Co-Op Bank Bermo Bro branch is IBKL063JS27. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDBI Bank Jharkhand State Co-Op Bank Bermo Bro branch located?
IDBI Bank's Jharkhand State Co-Op Bank Bermo Bro branch is located at PHUSRO BAZAR,829144, Bokaro, Jharkhand.
Is IFSC IBKL063JS27 valid for NEFT and RTGS?
Yes. IFSC IBKL063JS27 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Jharkhand State Co-Op Bank Bermo Bro as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL063JS27, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IBKL063JS27 is the IFSC code of IDBI Bank, JHARKHAND STATE CO-OP BANK BERMO BRO branch, in BOKARO, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
