IFSC Code of IDBI Bank, Secl Road,Bilaspur Branch, Chhattisgarh

If you are searching for the IFSC code of IDBI Bank, SECL ROAD,BILASPUR branch in BILASPUR, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is IBKL0001237. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECL ROAD,BILASPUR branch, and detailed step-by-step guides for using the IFSC IBKL0001237 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0001237 is the IFSC of IDBI Bank's SECL ROAD,BILASPUR branch. The format is fixed: IBKL = bank code, 0 = reserved, 001237 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Secl Road,Bilaspur branch in Bilaspur, Chhattisgarh is part of this network and uses the IFSC code IBKL0001237 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SRI SHANKAR LAL AGRAWAL PARISAR,NUTAN CHOWK,SARKONDA,BILASPUR-495001,CHHATTISGARH. It serves the Bilaspur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001237 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SECL ROAD,BILASPUR branch came to be assigned the code IBKL0001237.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001237, money simply cannot be routed to the SECL ROAD,BILASPUR branch electronically.

Products and account variants supported

Every account opened at the Secl Road,Bilaspur branch is mapped to IFSC IBKL0001237 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0001237.

Banking services available

The Secl Road,Bilaspur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9811063465.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001237

How to transfer money using IFSC IBKL0001237

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001237 across all three.

NEFT to IDBI Bank, SECL ROAD,BILASPUR using IFSC IBKL0001237

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001237, and confirm that the system picks up IDBI Bank – SECL ROAD,BILASPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SECL ROAD,BILASPUR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SECL ROAD,BILASPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001237 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SECL ROAD,BILASPUR, use IMPS. With IFSC IBKL0001237 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Secl Road,Bilaspur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001237:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECL ROAD,BILASPUR is still linked to IFSC IBKL0001237.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SECL ROAD,BILASPUR branch, the IFSC IBKL0001237 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0001237

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SECL ROAD,BILASPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001237 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001237 and the account number together uniquely identify the Secl Road,Bilaspur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SECL ROAD,BILASPUR:

• The IFSC is exactly IBKL0001237 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SECL ROAD,BILASPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Secl Road,Bilaspur branch sits at SRI SHANKAR LAL AGRAWAL PARISAR,NUTAN CHOWK,SARKONDA,BILASPUR-495001,CHHATTISGARH. If you are travelling from outside Bilaspur, search for the branch on a maps application using the bank name and locality, or call 91-9811063465 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001237 and your account number.

Verifying IFSC IBKL0001237 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001237 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9811063465.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Secl Road,Bilaspur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001237 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0001237 belongs to IDBI Bank's SECL ROAD,BILASPUR branch, located at SRI SHANKAR LAL AGRAWAL PARISAR,NUTAN… in BILASPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.