Below are the complete branch details for IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR branch, located in BHIWAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0510N72. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0510N72 for IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0510N72 is the IFSC of IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR branch. The format is fixed: IBKL = bank code, 0 = reserved, 510N72 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch in Bhiwapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0510N72.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | The Nagpur Dist Central Coop Bank Ltd Bhiwapur |
| IFSC Code | IBKL0510N72 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C O AJAYA SAMARTHA,BHIWAPUR |
| City | Bhiwapur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7116232230 |
About this branch
The branch is located at C O AJAYA SAMARTHA,BHIWAPUR. It serves the Bhiwapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0510N72 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR of IDBI Bank — its own 11-character IFSC. The code IBKL0510N72 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0510N72 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch is mapped to IFSC IBKL0510N72 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0510N72.
Products and services
Customers walking into the The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0510N72
How to transfer money using IFSC IBKL0510N72
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0510N72 across all three.
How to use IFSC IBKL0510N72 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0510N72.
- Confirm the bank name auto-populates as IDBI Bank and the branch as THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0510N72 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR (IFSC IBKL0510N72)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0510N72 in your mobile or internet banking app, and the money is credited to the THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Nagpur Dist Central Coop Bank Ltd Bhiwapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0510N72:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR is still linked to IFSC IBKL0510N72.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0510N72
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR is still mapped to IFSC IBKL0510N72. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0510N72 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0510N72
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0510N72 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0510N72 and the account number together uniquely identify the The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR:
- The IFSC is exactly IBKL0510N72 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch sits at C O AJAYA SAMARTHA,BHIWAPUR. If you are travelling from outside Bhiwapur, search for the branch on a maps application using the bank name and locality, or call 91-7116232230 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0510N72 and your account number.
Verifying IFSC IBKL0510N72 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0510N72 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7116232230.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The Nagpur Dist Central Coop Bank Ltd Bhiwapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0510N72 continue to work without interruption.
Branch address & contact
IDBI BankThe Nagpur Dist Central Coop Bank Ltd Bhiwapur Branch
C O AJAYA SAMARTHA,BHIWAPUR
Bhiwapur, Maharashtra
Phone: 91-7116232230
IFSC: IBKL0510N72
Frequently asked questions
Is IFSC IBKL0510N72 the same for all accounts at The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch?
Yes. The IFSC IBKL0510N72 is shared by every account held at IDBI Bank's The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch but serve different purposes.
Does IDBI Bank The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7116232230 to confirm.
What is the phone number of IDBI Bank The Nagpur Dist Central Coop Bank Ltd Bhiwapur branch?
You can reach the branch at 91-7116232230 during regular banking hours.
Can I use IFSC IBKL0510N72 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0510N72 to send funds instantly.
How quickly will an NEFT transfer using IBKL0510N72 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – The Nagpur Dist Central Coop Bank Ltd Bhiwapur reflect within 30 minutes.
Final notes
To recap: IBKL0510N72 is the IFSC code of IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD BHIWAPUR branch, in BHIWAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


