IFSC Code of IDBI Bank, Nagarik Sahakari Bank Ltd Bhiwandi Main Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch in BHIWANDI. The 11-digit IFSC IBKL0100NS2 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch, the IFSC IBKL0100NS2 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 100NS2 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch in Bhiwandi, Maharashtra is part of this network and uses the IFSC code IBKL0100NS2 for all electronic settlement.

Branch details at a glance

About the Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch

The Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch of IDBI Bank is situated at O27RBUALLEY,MNDI,BIWNDI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0100NS2 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch came to be assigned the code IBKL0100NS2.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0100NS2, money simply cannot be routed to the NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch electronically.

Products and account variants supported

Every account opened at the Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch is mapped to IFSC IBKL0100NS2 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0100NS2.

Products and services

Customers walking into the Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0100NS2

How to transfer money using IFSC IBKL0100NS2

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0100NS2 across all three.

NEFT to IDBI Bank, NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH using IFSC IBKL0100NS2

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0100NS2, and confirm that the system picks up IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0100NS2 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH (IFSC IBKL0100NS2)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0100NS2 in your mobile or internet banking app, and the money is credited to the NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0100NS2 for IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch, the IFSC IBKL0100NS2 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0100NS2

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0100NS2 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0100NS2 and the account number together uniquely identify the Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0100NS2

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0100NS2.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch

The branch is located at O27RBUALLEY,MNDI,BIWNDI, which puts it inside Bhiwandi, the broader Hn district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Nagarik Sahakari Bank Ltd Bhiwandi Main Branch branch” — the verified location pin for IFSC IBKL0100NS2 should appear at the top of the results.
2. Confirm the branch is open by calling 2522-241083 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0100NS2 and your account number.

Verifying IFSC IBKL0100NS2 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0100NS2 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2522-241083.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Nagarik Sahakari Bank Ltd Bhiwandi Main Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0100NS2 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0100NS2 belongs to IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI MAIN BRANCH branch, located at O27RBUALLEY,MNDI,BIWNDI in BHIWANDI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.