IFSC Code of IDBI Bank, Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH branch in BHIWANDI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0100NS5. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH branch, and detailed step-by-step guides for using the IFSC IBKL0100NS5 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH branch, the IFSC IBKL0100NS5 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 100NS5 identifies this particular branch.

Branch details at a glance

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch branch in Bhiwandi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0100NS5.

About this branch

The branch is located at PMN,MMSID,KCOWK,KDIP,BIWNDI. It serves the Bhiwandi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0100NS5 is used to identify this branch on the RBI payments network.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH of IDBI Bank — its own 11-character IFSC. The code IBKL0100NS5 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0100NS5 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0100NS5

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0100NS5 across all three.

NEFT to IDBI Bank, NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH using IFSC IBKL0100NS5

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0100NS5, and confirm that the system picks up IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0100NS5

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH, ensure your bank's portal accepts IFSC IBKL0100NS5 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH, use IMPS. With IFSC IBKL0100NS5 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0100NS5 for IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH branch, the IFSC IBKL0100NS5 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch branch is mapped to IFSC IBKL0100NS5 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0100NS5.

Products and services

Customers walking into the Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0100NS5

MICR & cheque-truncation details

Cheques drawn on the Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0100NS5 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL0100NS5

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0100NS5 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH:

• The IFSC is exactly IBKL0100NS5 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch branch sits at PMN,MMSID,KCOWK,KDIP,BIWNDI. If you are travelling from outside Bhiwandi, search for the branch on a maps application using the bank name and locality, or call 2522-241086 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0100NS5 and your account number.

Verifying IFSC IBKL0100NS5 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0100NS5 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2522-241086.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Nagarik Sahakari Bank Ltd Bhiwandi Khadipar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0100NS5 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0100NS5 belongs to IDBI Bank's NAGARIK SAHAKARI BANK LTD BHIWANDI KHADIPAR BRANCH branch, located at PMN,MMSID,KCOWK,KDIP,BIWNDI in BHIWANDI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.