IFSC Code of IDBI Bank, The National Central Coop Bank Branch, Bihar

Use this page as a one-stop reference for everything related to IDBI Bank's THE NATIONAL CENTRAL COOP BANK branch in BETTIAH, BIHAR. The branch's IFSC code IBKL01248NC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE NATIONAL CENTRAL COOP BANK is IBKL01248NC. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 1248NC map to this branch in BETTIAH, BIHAR.

Branch details at a glance

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The National Central Coop Bank branch in Bettiah, Bihar is part of this network and uses the IFSC code IBKL01248NC for all electronic settlement.

About the The National Central Coop Bank branch

The The National Central Coop Bank branch of IDBI Bank is situated at UJJAIN TOLA,BETTIAH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL01248NC is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE NATIONAL CENTRAL COOP BANK branch came to be assigned the code IBKL01248NC.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL01248NC, money simply cannot be routed to the THE NATIONAL CENTRAL COOP BANK branch electronically.

How to transfer money using IFSC IBKL01248NC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01248NC across all three.

How to use IFSC IBKL01248NC for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE NATIONAL CENTRAL COOP BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL01248NC.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE NATIONAL CENTRAL COOP BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE NATIONAL CENTRAL COOP BANK

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NATIONAL CENTRAL COOP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL01248NC while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank THE NATIONAL CENTRAL COOP BANK (IFSC IBKL01248NC)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL01248NC in your mobile or internet banking app, and the money is credited to the THE NATIONAL CENTRAL COOP BANK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL01248NC for IDBI Bank – THE NATIONAL CENTRAL COOP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The National Central Coop Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL01248NC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE NATIONAL CENTRAL COOP BANK is still mapped to IFSC IBKL01248NC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL01248NC and the beneficiary's account number to complete the transfer.

Account types you can open at the The National Central Coop Bank branch

Once you have an account at IDBI Bank – THE NATIONAL CENTRAL COOP BANK, the IFSC IBKL01248NC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The National Central Coop Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9934499593.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL01248NC

MICR & cheque-truncation details

Cheques drawn on the The National Central Coop Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL01248NC for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL01248NC

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NATIONAL CENTRAL COOP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL01248NC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE NATIONAL CENTRAL COOP BANK:

• The IFSC is exactly IBKL01248NC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE NATIONAL CENTRAL COOP BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The National Central Coop Bank branch sits at UJJAIN TOLA,BETTIAH. If you are travelling from outside Bettiah, search for the branch on a maps application using the bank name and locality, or call 91-9934499593 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL01248NC and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL01248NC for IDBI Bank – THE NATIONAL CENTRAL COOP BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The National Central Coop Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL01248NC, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL01248NC belongs to IDBI Bank's THE NATIONAL CENTRAL COOP BANK branch, located at UJJAIN TOLA,BETTIAH in BETTIAH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.