IFSC Code of IDBI Bank, Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit Branch, Karnataka

Below are the complete branch details for IDBI Bank, BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch, located in BELGAUM, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0101BZR. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0101BZR for IDBI Bank – BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0101BZR is the IFSC of IDBI Bank's BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch. The format is fixed: IBKL = bank code, 0 = reserved, 101BZR = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch — IFSC IBKL0101BZR — extends the bank's services to customers in and around Belgaum, Karnataka.

Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch overview

Located at KLE CAMPUS,LINGARAJ COLLEGE ROAD, BELGAUM PIN 590002, the Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0101BZR is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch came to be assigned the code IBKL0101BZR.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0101BZR, money simply cannot be routed to the BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0101BZR and the account number together uniquely identify the Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0101BZR

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0101BZR across all three.

NEFT to IDBI Bank, BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT using IFSC IBKL0101BZR

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0101BZR, and confirm that the system picks up IDBI Bank – BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0101BZR while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT (IFSC IBKL0101BZR)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0101BZR in your mobile or internet banking app, and the money is credited to the BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0101BZR for IDBI Bank – BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch, the IFSC IBKL0101BZR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch

Once you have an account at IDBI Bank – BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT, the IFSC IBKL0101BZR stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0101BZR

Online banking and IFSC IBKL0101BZR

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0101BZR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch sits at KLE CAMPUS,LINGARAJ COLLEGE ROAD, BELGAUM PIN 590002. If you are travelling from outside Belgaum, search for the branch on a maps application using the bank name and locality, or call 831-2460015 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0101BZR and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT:

• The IFSC is exactly IBKL0101BZR with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Belgaum Zilla Rani Channamma Mahila Sahakari Bank Niyamit branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0101BZR, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0101BZR for IDBI Bank – BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0101BZR is the IFSC code of IDBI Bank, BELGAUM ZILLA RANI CHANNAMMA MAHILA SAHAKARI BANK NIYAMIT branch, in BELGAUM, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.