IFSC Code of IDBI Bank, College Road Belagavi Branch, Ka

If you are searching for the IFSC code of IDBI Bank, COLLEGE ROAD BELAGAVI branch in BELAGAVI, KA, this page has every detail you need. The verified IFSC code for this branch is IBKL0000101. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the COLLEGE ROAD BELAGAVI branch, and detailed step-by-step guides for using the IFSC IBKL0000101 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – COLLEGE ROAD BELAGAVI is IBKL0000101. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000101 map to this branch in BELAGAVI, KA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The College Road Belagavi branch — IFSC IBKL0000101 — extends the bank's services to customers in and around Belagavi, Ka.

College Road Belagavi branch overview

Located at 3493/1B COLLEGE ROAD SAMADEVI GALLI BELAGAVI 590001, the College Road Belagavi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0000101 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COLLEGE ROAD BELAGAVI of IDBI Bank — its own 11-character IFSC. The code IBKL0000101 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000101 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the College Road Belagavi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000101 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0000101

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000101 across all three.

NEFT to IDBI Bank, COLLEGE ROAD BELAGAVI using IFSC IBKL0000101

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000101, and confirm that the system picks up IDBI Bank – COLLEGE ROAD BELAGAVI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to COLLEGE ROAD BELAGAVI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's COLLEGE ROAD BELAGAVI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000101 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank COLLEGE ROAD BELAGAVI (IFSC IBKL0000101)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000101 in your mobile or internet banking app, and the money is credited to the COLLEGE ROAD BELAGAVI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to College Road Belagavi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000101:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at COLLEGE ROAD BELAGAVI is still linked to IFSC IBKL0000101.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's COLLEGE ROAD BELAGAVI branch, the IFSC IBKL0000101 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the College Road Belagavi branch

Once you have an account at IDBI Bank – COLLEGE ROAD BELAGAVI, the IFSC IBKL0000101 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the College Road Belagavi branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0000101

Online banking and IFSC IBKL0000101

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the COLLEGE ROAD BELAGAVI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000101 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the College Road Belagavi branch

The branch is located at 3493/1B COLLEGE ROAD SAMADEVI GALLI BELAGAVI 590001, which puts it inside Belagavi, the broader Belagavi district, and the state of Ka. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank College Road Belagavi branch” — the verified location pin for IFSC IBKL0000101 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9848420880 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000101 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – COLLEGE ROAD BELAGAVI:

• The IFSC is exactly IBKL0000101 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and COLLEGE ROAD BELAGAVI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at College Road Belagavi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000101 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0000101 for IDBI Bank – COLLEGE ROAD BELAGAVI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0000101 belongs to IDBI Bank's COLLEGE ROAD BELAGAVI branch, located at 3493/1B COLLEGE ROAD SAMADEVI GALLI BELAGAVI 590001 in BELAGAVI, KA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.