Below are the complete branch details for IDBI Bank, KHORDHA CENTRAL CO OPERATIVE BANK LTD branch, located in BEGUNIA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0042KC9. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0042KC9 for IDBI Bank – KHORDHA CENTRAL CO OPERATIVE BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0042KC9 is the IFSC of IDBI Bank's KHORDHA CENTRAL CO OPERATIVE BANK LTD branch. The format is fixed: IBKL = bank code, 0 = reserved, 042KC9 = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Khordha Central Co Operative Bank Ltd branch — IFSC IBKL0042KC9 — extends the bank's services to customers in and around Begunia, Odisha.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Khordha Central Co Operative Bank Ltd |
| IFSC Code | IBKL0042KC9 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO BEGUNIA, INFRONT OF BLOCK OFFICE |
| City | Begunia |
| District | Khurda |
| State | Odisha |
| STD Code | 675 |
| Phone | 5230127 |
Khordha Central Co Operative Bank Ltd branch overview
Located at AT PO BEGUNIA, INFRONT OF BLOCK OFFICE, the Khordha Central Co Operative Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0042KC9 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KHORDHA CENTRAL CO OPERATIVE BANK LTD branch came to be assigned the code IBKL0042KC9.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0042KC9, money simply cannot be routed to the KHORDHA CENTRAL CO OPERATIVE BANK LTD branch electronically.
Products and account variants supported
Every account opened at the Khordha Central Co Operative Bank Ltd branch is mapped to IFSC IBKL0042KC9 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0042KC9.
Products and services
Customers walking into the Khordha Central Co Operative Bank Ltd branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0042KC9
How to transfer money using IFSC IBKL0042KC9
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0042KC9 across all three.
NEFT to IDBI Bank, KHORDHA CENTRAL CO OPERATIVE BANK LTD using IFSC IBKL0042KC9
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0042KC9, and confirm that the system picks up IDBI Bank – KHORDHA CENTRAL CO OPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHORDHA CENTRAL CO OPERATIVE BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's KHORDHA CENTRAL CO OPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0042KC9 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank KHORDHA CENTRAL CO OPERATIVE BANK LTD (IFSC IBKL0042KC9)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0042KC9 in your mobile or internet banking app, and the money is credited to the KHORDHA CENTRAL CO OPERATIVE BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0042KC9 for IDBI Bank – KHORDHA CENTRAL CO OPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0042KC9 | Yes – IBKL0042KC9 | Yes – IBKL0042KC9 |
For most retail customers crediting the Khordha Central Co Operative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KHORDHA CENTRAL CO OPERATIVE BANK LTD branch, the IFSC IBKL0042KC9 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Khordha Central Co Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0042KC9 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khordha Central Co Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0042KC9 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0042KC9
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KHORDHA CENTRAL CO OPERATIVE BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0042KC9. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Khordha Central Co Operative Bank Ltd branch sits at AT PO BEGUNIA, INFRONT OF BLOCK OFFICE. If you are travelling from outside Begunia, search for the branch on a maps application using the bank name and locality, or call 675-5230127 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0042KC9 and your account number.
Verifying IFSC IBKL0042KC9 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0042KC9 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 675-5230127.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Khordha Central Co Operative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0042KC9 continue to work without interruption.
Branch address & contact
IDBI BankKhordha Central Co Operative Bank Ltd Branch
AT PO BEGUNIA, INFRONT OF BLOCK OFFICE
Begunia, Odisha
Phone: 675-5230127
IFSC: IBKL0042KC9
Frequently asked questions
Does IDBI Bank Khordha Central Co Operative Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 675-5230127 to confirm.
What is the IFSC code of IDBI Bank Khordha Central Co Operative Bank Ltd branch?
The IFSC code of IDBI Bank, Khordha Central Co Operative Bank Ltd branch is IBKL0042KC9. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0042KC9 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Khordha Central Co Operative Bank Ltd reflect within 30 minutes.
What is the phone number of IDBI Bank Khordha Central Co Operative Bank Ltd branch?
You can reach the branch at 675-5230127 during regular banking hours.
How do I add IDBI Bank Khordha Central Co Operative Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0042KC9, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is IDBI Bank Khordha Central Co Operative Bank Ltd branch located?
IDBI Bank's Khordha Central Co Operative Bank Ltd branch is located at AT PO BEGUNIA, INFRONT OF BLOCK OFFICE, Begunia, Odisha.
Is IFSC IBKL0042KC9 the same for all accounts at Khordha Central Co Operative Bank Ltd branch?
Yes. The IFSC IBKL0042KC9 is shared by every account held at IDBI Bank's Khordha Central Co Operative Bank Ltd branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khordha Central Co Operative Bank Ltd branch but serve different purposes.
Summary
The IFSC code IBKL0042KC9 belongs to IDBI Bank's KHORDHA CENTRAL CO OPERATIVE BANK LTD branch, located at AT PO BEGUNIA, INFRONT OF BLOCK OFFICE in BEGUNIA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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