This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, ALNAR branch in BASTAR. The 11-digit IFSC IBKL0002099 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the ALNAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0002099 is the IFSC of IDBI Bank's ALNAR branch. The format is fixed: IBKL = bank code, 0 = reserved, 002099 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Alnar branch in Bastar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002099.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Alnar |
| IFSC Code | IBKL0002099 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE ALNAR,BLOCK LOHANDIGUDA,DISTRICT BASTAR,CHHATTISGARH -494010 |
| City | Bastar |
| District | Bastar |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 6266042911 |
About the Alnar branch
The Alnar branch of IDBI Bank is situated at VILLAGE ALNAR,BLOCK LOHANDIGUDA,DISTRICT BASTAR,CHHATTISGARH -494010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002099 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's ALNAR branch came to be assigned the code IBKL0002099.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002099, money simply cannot be routed to the ALNAR branch electronically.
Products and account variants supported
Every account opened at the Alnar branch is mapped to IFSC IBKL0002099 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002099.
Products and services
Customers walking into the Alnar branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0002099
How to transfer money using IFSC IBKL0002099
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002099 across all three.
How to use IFSC IBKL0002099 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's ALNAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0002099.
- Confirm the bank name auto-populates as IDBI Bank and the branch as ALNAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ALNAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's ALNAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002099 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – ALNAR, use IMPS. With IFSC IBKL0002099 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002099 for IDBI Bank – ALNAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002099 | Yes – IBKL0002099 | Yes – IBKL0002099 |
For most retail customers crediting the Alnar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0002099
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – ALNAR is still mapped to IFSC IBKL0002099. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002099 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0002099
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the ALNAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0002099 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Alnar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002099 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0002099
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – ALNAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0002099. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Alnar branch
The branch is located at VILLAGE ALNAR,BLOCK LOHANDIGUDA,DISTRICT BASTAR,CHHATTISGARH -494010, which puts it inside Bastar, the broader Bastar district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Alnar branch” — the verified location pin for IFSC IBKL0002099 should appear at the top of the results.
- Confirm the branch is open by calling 91-6266042911 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0002099 and your account number.
Verifying IFSC IBKL0002099 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002099 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6266042911.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Alnar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002099, however, work 24x7.
Branch address & contact
IDBI BankAlnar Branch
VILLAGE ALNAR,BLOCK LOHANDIGUDA,DISTRICT BASTAR,CHHATTISGARH -494010
Bastar, Chhattisgarh
Phone: 91-6266042911
IFSC: IBKL0002099
Frequently asked questions
Is IFSC IBKL0002099 valid for NEFT and RTGS?
Yes. IFSC IBKL0002099 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Alnar branch but serve different purposes.
What is the phone number of IDBI Bank Alnar branch?
You can reach the branch at 91-6266042911 during regular banking hours.
Is IFSC IBKL0002099 the same for all accounts at Alnar branch?
Yes. The IFSC IBKL0002099 is shared by every account held at IDBI Bank's Alnar branch. Only the account number changes from customer to customer.
Does IDBI Bank Alnar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6266042911 to confirm.
How do I add IDBI Bank Alnar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002099, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDBI Bank Alnar branch?
The IFSC code of IDBI Bank, Alnar branch is IBKL0002099. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDBI Bank Alnar branch located?
IDBI Bank's Alnar branch is located at VILLAGE ALNAR,BLOCK LOHANDIGUDA,DISTRICT BASTAR,CHHATTISGARH -494010, Bastar, Chhattisgarh.
Final notes
To recap: IBKL0002099 is the IFSC code of IDBI Bank, ALNAR branch, in BASTAR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
