If you are searching for the IFSC code of IDBI Bank, CHITRAMOR branch in BARWAHA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IBKL0001812. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHITRAMOR branch, and detailed step-by-step guides for using the IFSC IBKL0001812 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – CHITRAMOR is IBKL0001812. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001812 map to this branch in BARWAHA, MADHYA PRADESH.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chitramor branch in Barwaha, Madhya Pradesh is part of this network and uses the IFSC code IBKL0001812 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Chitramor |
| IFSC Code | IBKL0001812 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE CHITRAMOR,TEHSIL BARWAH,DIST.KHARGONE,MP - 451111 |
| City | Barwaha |
| District | West Nimar |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9691004613 |
About this branch
The branch is located at VILLAGE CHITRAMOR,TEHSIL BARWAH,DIST.KHARGONE,MP - 451111. It serves the Barwaha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001812 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's CHITRAMOR branch came to be assigned the code IBKL0001812.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001812, money simply cannot be routed to the CHITRAMOR branch electronically.
Account types you can open at the Chitramor branch
Once you have an account at IDBI Bank – CHITRAMOR, the IFSC IBKL0001812 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chitramor branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001812
How to transfer money using IFSC IBKL0001812
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001812 across all three.
NEFT to IDBI Bank, CHITRAMOR using IFSC IBKL0001812
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001812, and confirm that the system picks up IDBI Bank – CHITRAMOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001812
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – CHITRAMOR, ensure your bank's portal accepts IFSC IBKL0001812 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – CHITRAMOR, use IMPS. With IFSC IBKL0001812 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chitramor
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001812:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHITRAMOR is still linked to IFSC IBKL0001812.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's CHITRAMOR branch, the IFSC IBKL0001812 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0001812
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the CHITRAMOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001812 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chitramor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001812 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – CHITRAMOR:
- The IFSC is exactly IBKL0001812 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and CHITRAMOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chitramor branch
The branch is located at VILLAGE CHITRAMOR,TEHSIL BARWAH,DIST.KHARGONE,MP - 451111, which puts it inside Barwaha, the broader West Nimar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Chitramor branch” — the verified location pin for IFSC IBKL0001812 should appear at the top of the results.
- Confirm the branch is open by calling 91-9691004613 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001812 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001812 for IDBI Bank – CHITRAMOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chitramor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001812, however, work 24x7.
Branch address & contact
IDBI BankChitramor Branch
VILLAGE CHITRAMOR,TEHSIL BARWAH,DIST.KHARGONE,MP - 451111
Barwaha, Madhya Pradesh
Phone: 91-9691004613
IFSC: IBKL0001812
Frequently asked questions
Can I use IFSC IBKL0001812 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001812 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chitramor branch but serve different purposes.
What is the phone number of IDBI Bank Chitramor branch?
You can reach the branch at 91-9691004613 during regular banking hours.
Does IDBI Bank Chitramor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9691004613 to confirm.
How quickly will an NEFT transfer using IBKL0001812 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Chitramor reflect within 30 minutes.
How do I add IDBI Bank Chitramor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001812, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001812 valid for NEFT and RTGS?
Yes. IFSC IBKL0001812 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0001812 the same for all accounts at Chitramor branch?
Yes. The IFSC IBKL0001812 is shared by every account held at IDBI Bank's Chitramor branch. Only the account number changes from customer to customer.
Summary
The IFSC code IBKL0001812 belongs to IDBI Bank's CHITRAMOR branch, located at VILLAGE CHITRAMOR,TEHSIL BARWAH,DIST.KHARGONE,MP - 451111 in BARWAHA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
