Use this page as a one-stop reference for everything related to IDBI Bank's BADUD branch in BARUD, MADHYA PRADESH. The branch's IFSC code IBKL0001285 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – BADUD is IBKL0001285. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001285 map to this branch in BARUD, MADHYA PRADESH.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Badud |
| IFSC Code | IBKL0001285 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD,VILLAGE-BADUD,POST-BADUD,TEHSIL-SANAWAD,DISTRICT-KHARGONE,STATE-MADHYA PRADESH |
| City | Barud |
| District | West Nimar |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8103714994 |
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Badud branch — IFSC IBKL0001285 — extends the bank's services to customers in and around Barud, Madhya Pradesh.
About this branch
The branch is located at IDBI BANK LTD,VILLAGE-BADUD,POST-BADUD,TEHSIL-SANAWAD,DISTRICT-KHARGONE,STATE-MADHYA PRADESH. It serves the Barud region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001285 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's BADUD branch came to be assigned the code IBKL0001285.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001285, money simply cannot be routed to the BADUD branch electronically.
How to transfer money using IFSC IBKL0001285
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001285 across all three.
How to use IFSC IBKL0001285 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's BADUD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001285.
- Confirm the bank name auto-populates as IDBI Bank and the branch as BADUD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001285
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – BADUD, ensure your bank's portal accepts IFSC IBKL0001285 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank BADUD (IFSC IBKL0001285)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001285 in your mobile or internet banking app, and the money is credited to the BADUD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001285 for IDBI Bank – BADUD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001285 | Yes – IBKL0001285 | Yes – IBKL0001285 |
For most retail customers crediting the Badud branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001285
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – BADUD is still mapped to IFSC IBKL0001285. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001285 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Badud branch is mapped to IFSC IBKL0001285 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001285.
Banking services available
The Badud branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8103714994.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001285
MICR & cheque-truncation details
Cheques drawn on the Badud branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001285 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Badud branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001285 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – BADUD:
- The IFSC is exactly IBKL0001285 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and BADUD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Badud branch
The branch is located at IDBI BANK LTD,VILLAGE-BADUD,POST-BADUD,TEHSIL-SANAWAD,DISTRICT-KHARGONE,STATE-MADHYA PRADESH, which puts it inside Barud, the broader West Nimar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Badud branch” — the verified location pin for IFSC IBKL0001285 should appear at the top of the results.
- Confirm the branch is open by calling 91-8103714994 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001285 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001285 for IDBI Bank – BADUD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Badud are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001285 continue to work without interruption.
Branch address & contact
IDBI BankBadud Branch
IDBI BANK LTD,VILLAGE-BADUD,POST-BADUD,TEHSIL-SANAWAD,DISTRICT-KHARGONE,STATE-MADHYA PRADESH
Barud, Madhya Pradesh
Phone: 91-8103714994
IFSC: IBKL0001285
Frequently asked questions
What is the phone number of IDBI Bank Badud branch?
You can reach the branch at 91-8103714994 during regular banking hours.
Is IFSC IBKL0001285 valid for NEFT and RTGS?
Yes. IFSC IBKL0001285 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0001285 the same for all accounts at Badud branch?
Yes. The IFSC IBKL0001285 is shared by every account held at IDBI Bank's Badud branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Badud branch?
The IFSC code of IDBI Bank, Badud branch is IBKL0001285. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Badud branch but serve different purposes.
Does IDBI Bank Badud branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8103714994 to confirm.
How do I add IDBI Bank Badud as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001285, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0001285 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Badud reflect within 30 minutes.
Summary
The IFSC code IBKL0001285 belongs to IDBI Bank's BADUD branch, located at IDBI BANK… in BARUD, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
