If you are searching for the IFSC code of IDBI Bank, VIJAYANAGAR branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IBKL0001672. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIJAYANAGAR branch, and detailed step-by-step guides for using the IFSC IBKL0001672 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – VIJAYANAGAR is IBKL0001672. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001672 map to this branch in BANGALORE, KARNATAKA.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vijayanagar branch — IFSC IBKL0001672 — extends the bank's services to customers in and around Bangalore, Karnataka.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Vijayanagar |
| IFSC Code | IBKL0001672 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1268 BY 7 BY 23 CROSS,GOVINDRAJNAGAR,MAGADI ROAD,VIJAYANAGAR BANGALORE 560079 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 23102104 |
About the Vijayanagar branch
The Vijayanagar branch of IDBI Bank is situated at NO 1268 BY 7 BY 23 CROSS,GOVINDRAJNAGAR,MAGADI ROAD,VIJAYANAGAR BANGALORE 560079. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001672 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIJAYANAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0001672 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001672 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Vijayanagar branch is mapped to IFSC IBKL0001672 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001672.
Products and services
Customers walking into the Vijayanagar branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001672
How to transfer money using IFSC IBKL0001672
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001672 across all three.
How to use IFSC IBKL0001672 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's VIJAYANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001672.
- Confirm the bank name auto-populates as IDBI Bank and the branch as VIJAYANAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VIJAYANAGAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's VIJAYANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001672 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – VIJAYANAGAR, use IMPS. With IFSC IBKL0001672 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001672 for IDBI Bank – VIJAYANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001672 | Yes – IBKL0001672 | Yes – IBKL0001672 |
For most retail customers crediting the Vijayanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001672
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – VIJAYANAGAR is still mapped to IFSC IBKL0001672. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001672 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0001672
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the VIJAYANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001672 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Vijayanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001672 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0001672
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – VIJAYANAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001672. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vijayanagar branch
The branch is located at NO 1268 BY 7 BY 23 CROSS,GOVINDRAJNAGAR,MAGADI ROAD,VIJAYANAGAR BANGALORE 560079, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Vijayanagar branch” — the verified location pin for IFSC IBKL0001672 should appear at the top of the results.
- Confirm the branch is open by calling 80-23102104 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001672 and your account number.
Verifying IFSC IBKL0001672 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001672 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-23102104.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vijayanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001672 continue to work without interruption.
Branch address & contact
IDBI BankVijayanagar Branch
NO 1268 BY 7 BY 23 CROSS,GOVINDRAJNAGAR,MAGADI ROAD,VIJAYANAGAR BANGALORE 560079
Bangalore, Karnataka
Phone: 80-23102104
IFSC: IBKL0001672
Frequently asked questions
How do I add IDBI Bank Vijayanagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001672, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001672 the same for all accounts at Vijayanagar branch?
Yes. The IFSC IBKL0001672 is shared by every account held at IDBI Bank's Vijayanagar branch. Only the account number changes from customer to customer.
Can I use IFSC IBKL0001672 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001672 to send funds instantly.
Does IDBI Bank Vijayanagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-23102104 to confirm.
What is the phone number of IDBI Bank Vijayanagar branch?
You can reach the branch at 80-23102104 during regular banking hours.
Where is IDBI Bank Vijayanagar branch located?
IDBI Bank's Vijayanagar branch is located at NO 1268 BY 7 BY 23 CROSS,GOVINDRAJNAGAR,MAGADI ROAD,VIJAYANAGAR BANGALORE 560079, Bangalore, Karnataka.
Final notes
To recap: IBKL0001672 is the IFSC code of IDBI Bank, VIJAYANAGAR branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
