IFSC Code of IDBI Bank, The Sirsi Urban Sahakari Bank Limited Branch, Karnataka

Use this page as a one-stop reference for everything related to IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch in BANGALORE, KARNATAKA. The branch's IFSC code IBKL0069S17 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch, the IFSC IBKL0069S17 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 069S17 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the The Sirsi Urban Sahakari Bank Limited branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0069S17.

Branch details at a glance

About the The Sirsi Urban Sahakari Bank Limited branch

The The Sirsi Urban Sahakari Bank Limited branch of IDBI Bank is situated at GROUND FLOOR,NO 28,19TH MAIN,NEAR GOKUL VEG CIRCLE, VIA NAVARANG TO MODI HOSPITAL ROAD,2ND BLOOK,RAJAJINAGAR,BANGALORE 560 010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0069S17 is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SIRSI URBAN SAHAKARI BANK LIMITED of IDBI Bank — its own 11-character IFSC. The code IBKL0069S17 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0069S17 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Sirsi Urban Sahakari Bank Limited branch is mapped to IFSC IBKL0069S17 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0069S17.

Products and services

Customers walking into the The Sirsi Urban Sahakari Bank Limited branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0069S17

How to transfer money using IFSC IBKL0069S17

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0069S17 across all three.

How to use IFSC IBKL0069S17 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0069S17.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE SIRSI URBAN SAHAKARI BANK LIMITED.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0069S17

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, ensure your bank's portal accepts IFSC IBKL0069S17 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE SIRSI URBAN SAHAKARI BANK LIMITED (IFSC IBKL0069S17)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0069S17 in your mobile or internet banking app, and the money is credited to the THE SIRSI URBAN SAHAKARI BANK LIMITED branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0069S17 for IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Sirsi Urban Sahakari Bank Limited branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0069S17

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED is still mapped to IFSC IBKL0069S17. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0069S17 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Sirsi Urban Sahakari Bank Limited branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0069S17 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Sirsi Urban Sahakari Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0069S17 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IBKL0069S17

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0069S17.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Sirsi Urban Sahakari Bank Limited branch sits at GROUND FLOOR,NO 28,19TH MAIN,NEAR GOKUL VEG CIRCLE, VIA NAVARANG TO MODI HOSPITAL ROAD,2ND BLOOK,RAJAJINAGAR,BANGALORE 560 010. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-23425919 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0069S17 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0069S17 for IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sirsi Urban Sahakari Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0069S17, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0069S17 belongs to IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch, located at GROUND FLOOR,NO 28,19TH MAIN,NEAR GOKUL VEG CIRCLE, VIA NAVARANG TO MODI… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.