Use this page as a one-stop reference for everything related to IDBI Bank's RAJARAJESHWARI NAGAR branch in BANGALORE, KARNATAKA. The branch's IFSC code IBKL0002115 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0002115 is the IFSC of IDBI Bank's RAJARAJESHWARI NAGAR branch. The format is fixed: IBKL = bank code, 0 = reserved, 002115 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Rajarajeshwari Nagar branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002115.
About this branch
The branch is located at D NO 41 (OLD 21) OPP RNS COLLEGE, UTTARAHALLI- KENGERI ROAD, CHENNASANDRA BANGALORE 560 061. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002115 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Rajarajeshwari Nagar |
| IFSC Code | IBKL0002115 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D NO 41 (OLD 21) OPP RNS COLLEGE, UTTARAHALLI- KENGERI ROAD, CHENNASANDRA BANGALORE 560 061 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 67990056 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAJARAJESHWARI NAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0002115 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0002115 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Rajarajeshwari Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002115 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0002115
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002115 across all three.
How to use IFSC IBKL0002115 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's RAJARAJESHWARI NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0002115.
- Confirm the bank name auto-populates as IDBI Bank and the branch as RAJARAJESHWARI NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RAJARAJESHWARI NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's RAJARAJESHWARI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002115 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – RAJARAJESHWARI NAGAR, use IMPS. With IFSC IBKL0002115 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002115 for IDBI Bank – RAJARAJESHWARI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002115 | Yes – IBKL0002115 | Yes – IBKL0002115 |
For most retail customers crediting the Rajarajeshwari Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's RAJARAJESHWARI NAGAR branch, the IFSC IBKL0002115 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Rajarajeshwari Nagar branch
Once you have an account at IDBI Bank – RAJARAJESHWARI NAGAR, the IFSC IBKL0002115 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rajarajeshwari Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-67990056.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002115
Online banking and IFSC IBKL0002115
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the RAJARAJESHWARI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0002115 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Rajarajeshwari Nagar branch
The branch is located at D NO 41 (OLD 21) OPP RNS COLLEGE, UTTARAHALLI- KENGERI ROAD, CHENNASANDRA BANGALORE 560 061, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Rajarajeshwari Nagar branch” — the verified location pin for IFSC IBKL0002115 should appear at the top of the results.
- Confirm the branch is open by calling 80-67990056 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0002115 and your account number.
Common mistakes to avoid when using IFSC IBKL0002115
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – RAJARAJESHWARI NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0002115. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Rajarajeshwari Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002115 continue to work without interruption.
Verifying IFSC IBKL0002115 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002115 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-67990056.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankRajarajeshwari Nagar Branch
D NO 41 (OLD 21) OPP RNS COLLEGE, UTTARAHALLI- KENGERI ROAD, CHENNASANDRA BANGALORE 560 061
Bangalore, Karnataka
Phone: 80-67990056
IFSC: IBKL0002115
Frequently asked questions
How do I add IDBI Bank Rajarajeshwari Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002115, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0002115 valid for NEFT and RTGS?
Yes. IFSC IBKL0002115 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajarajeshwari Nagar branch but serve different purposes.
Where is IDBI Bank Rajarajeshwari Nagar branch located?
IDBI Bank's Rajarajeshwari Nagar branch is located at D NO 41 (OLD 21) OPP RNS COLLEGE, UTTARAHALLI- KENGERI ROAD, CHENNASANDRA BANGALORE 560 061, Bangalore, Karnataka.
Is IFSC IBKL0002115 the same for all accounts at Rajarajeshwari Nagar branch?
Yes. The IFSC IBKL0002115 is shared by every account held at IDBI Bank's Rajarajeshwari Nagar branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Rajarajeshwari Nagar branch?
The IFSC code of IDBI Bank, Rajarajeshwari Nagar branch is IBKL0002115. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0002115 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Rajarajeshwari Nagar reflect within 30 minutes.
What is the phone number of IDBI Bank Rajarajeshwari Nagar branch?
You can reach the branch at 80-67990056 during regular banking hours.
Final notes
To recap: IBKL0002115 is the IFSC code of IDBI Bank, RAJARAJESHWARI NAGAR branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
