IFSC Code of IDBI Bank, Hsr Layout Branch Bangalore Branch, Karnataka

Below are the complete branch details for IDBI Bank, HSR LAYOUT BRANCH BANGALORE branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0000896. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0000896 for IDBI Bank – HSR LAYOUT BRANCH BANGALORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – HSR LAYOUT BRANCH BANGALORE is IBKL0000896. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000896 map to this branch in BANGALORE, KARNATAKA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hsr Layout Branch Bangalore branch — IFSC IBKL0000896 — extends the bank's services to customers in and around Bangalore, Karnataka.

Branch details at a glance

About this branch

The branch is located at NO 424, 7 HILLS, 27TH MAIN, 10TH CROSS, 1ST SECTOR, HSR LAYOUT BANGALORE 560102. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0000896 is used to identify this branch on the RBI payments network.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HSR LAYOUT BRANCH BANGALORE of IDBI Bank — its own 11-character IFSC. The code IBKL0000896 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000896 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Hsr Layout Branch Bangalore branch is mapped to IFSC IBKL0000896 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0000896.

Products and services

Customers walking into the Hsr Layout Branch Bangalore branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0000896

How to transfer money using IFSC IBKL0000896

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000896 across all three.

NEFT to IDBI Bank, HSR LAYOUT BRANCH BANGALORE using IFSC IBKL0000896

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000896, and confirm that the system picks up IDBI Bank – HSR LAYOUT BRANCH BANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HSR LAYOUT BRANCH BANGALORE

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's HSR LAYOUT BRANCH BANGALORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000896 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank HSR LAYOUT BRANCH BANGALORE (IFSC IBKL0000896)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000896 in your mobile or internet banking app, and the money is credited to the HSR LAYOUT BRANCH BANGALORE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hsr Layout Branch Bangalore

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000896:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HSR LAYOUT BRANCH BANGALORE is still linked to IFSC IBKL0000896.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0000896

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – HSR LAYOUT BRANCH BANGALORE is still mapped to IFSC IBKL0000896. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000896 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Hsr Layout Branch Bangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000896 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Hsr Layout Branch Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000896 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – HSR LAYOUT BRANCH BANGALORE:

• The IFSC is exactly IBKL0000896 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and HSR LAYOUT BRANCH BANGALORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Hsr Layout Branch Bangalore branch

The branch is located at NO 424, 7 HILLS, 27TH MAIN, 10TH CROSS, 1ST SECTOR, HSR LAYOUT BANGALORE 560102, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Hsr Layout Branch Bangalore branch” — the verified location pin for IFSC IBKL0000896 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7907532405 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000896 and your account number.

Verifying IFSC IBKL0000896 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000896 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7907532405.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Hsr Layout Branch Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000896 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0000896 belongs to IDBI Bank's HSR LAYOUT BRANCH BANGALORE branch, located at NO 424, 7 HILLS, 27TH MAIN, 10TH CROSS, 1ST SECTOR, HSR LAYOUT BANGALORE … in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.