This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, BALADIA branch in BALADIA. The 11-digit IFSC IBKL0000695 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the BALADIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – BALADIA is IBKL0000695. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000695 map to this branch in BALADIA, GUJARAT.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Baladia branch — IFSC IBKL0000695 — extends the bank's services to customers in and around Baladia, Gujarat.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Baladia |
| IFSC Code | IBKL0000695 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD, VEKARIA NIWAS, PLOT NO. 3, GRAM PANCHAYAT NO. 5/2, SURVEY NO. 282, BHUJ MUNDRA ROAD, BALADIA 370427. |
| City | Baladia |
| District | Kachchh |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9824875555 |
About the Baladia branch
The Baladia branch of IDBI Bank is situated at IDBI BANK LTD, VEKARIA NIWAS, PLOT NO. 3, GRAM PANCHAYAT NO. 5/2, SURVEY NO. 282, BHUJ MUNDRA ROAD, BALADIA 370427.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000695 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's BALADIA branch came to be assigned the code IBKL0000695.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000695, money simply cannot be routed to the BALADIA branch electronically.
Account types you can open at the Baladia branch
Once you have an account at IDBI Bank – BALADIA, the IFSC IBKL0000695 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Baladia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9824875555.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000695
How to transfer money using IFSC IBKL0000695
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000695 across all three.
NEFT to IDBI Bank, BALADIA using IFSC IBKL0000695
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000695, and confirm that the system picks up IDBI Bank – BALADIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BALADIA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's BALADIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000695 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank BALADIA (IFSC IBKL0000695)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000695 in your mobile or internet banking app, and the money is credited to the BALADIA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Baladia
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000695:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BALADIA is still linked to IFSC IBKL0000695.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's BALADIA branch, the IFSC IBKL0000695 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Baladia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000695 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Baladia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000695 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0000695
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – BALADIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000695. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Baladia branch sits at IDBI BANK LTD, VEKARIA NIWAS, PLOT NO. 3, GRAM PANCHAYAT NO. 5/2, SURVEY NO. 282, BHUJ MUNDRA ROAD, BALADIA 370427.. If you are travelling from outside Baladia, search for the branch on a maps application using the bank name and locality, or call 91-9824875555 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000695 and your account number.
Verifying IFSC IBKL0000695 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000695 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9824875555.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Baladia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000695 continue to work without interruption.
Branch address & contact
IDBI BankBaladia Branch
IDBI BANK LTD, VEKARIA NIWAS, PLOT NO. 3, GRAM PANCHAYAT NO. 5/2, SURVEY NO. 282, BHUJ MUNDRA ROAD, BALADIA 370427.
Baladia, Gujarat
Phone: 91-9824875555
IFSC: IBKL0000695
Frequently asked questions
How quickly will an NEFT transfer using IBKL0000695 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Baladia reflect within 30 minutes.
How do I add IDBI Bank Baladia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000695, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0000695 the same for all accounts at Baladia branch?
Yes. The IFSC IBKL0000695 is shared by every account held at IDBI Bank's Baladia branch. Only the account number changes from customer to customer.
Where is IDBI Bank Baladia branch located?
IDBI Bank's Baladia branch is located at IDBI BANK LTD, VEKARIA NIWAS, PLOT NO. 3, GRAM PANCHAYAT NO. 5/2, SURVEY NO. 282, BHUJ MUNDRA ROAD, BALADIA 370427., Baladia, Gujarat.
What is the IFSC code of IDBI Bank Baladia branch?
The IFSC code of IDBI Bank, Baladia branch is IBKL0000695. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does IDBI Bank Baladia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9824875555 to confirm.
Is IFSC IBKL0000695 valid for NEFT and RTGS?
Yes. IFSC IBKL0000695 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IBKL0000695 belongs to IDBI Bank's BALADIA branch, located at IDBI BANK LTD, VEKARIA NIWAS, PLOT NO. 3, GRAM PANCHAYAT NO. 5/2, SURVEY NO.… in BALADIA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
