If you are searching for the IFSC code of IDBI Bank, GAJJANWALA branch in BAGHA PURANA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is IBKL0001652. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GAJJANWALA branch, and detailed step-by-step guides for using the IFSC IBKL0001652 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – GAJJANWALA is IBKL0001652. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001652 map to this branch in BAGHA PURANA, PUNJAB.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Gajjanwala branch in Bagha Purana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001652.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Gajjanwala |
| IFSC Code | IBKL0001652 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE GAJJANWALA TELSILBAGHA PURANA |
| City | Bagha Purana |
| District | Moga |
| State | Punjab |
| STD Code | 91 |
| Phone | 9781110661 |
About this branch
The branch is located at VILLAGE GAJJANWALA TELSILBAGHA PURANA. It serves the Bagha Purana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001652 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GAJJANWALA of IDBI Bank — its own 11-character IFSC. The code IBKL0001652 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001652 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gajjanwala branch is mapped to IFSC IBKL0001652 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001652.
Products and services
Customers walking into the Gajjanwala branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001652
How to transfer money using IFSC IBKL0001652
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001652 across all three.
How to use IFSC IBKL0001652 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's GAJJANWALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001652.
- Confirm the bank name auto-populates as IDBI Bank and the branch as GAJJANWALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GAJJANWALA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's GAJJANWALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001652 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – GAJJANWALA, use IMPS. With IFSC IBKL0001652 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001652 for IDBI Bank – GAJJANWALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001652 | Yes – IBKL0001652 | Yes – IBKL0001652 |
For most retail customers crediting the Gajjanwala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001652
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – GAJJANWALA is still mapped to IFSC IBKL0001652. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001652 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0001652
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the GAJJANWALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001652 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gajjanwala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001652 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – GAJJANWALA:
- The IFSC is exactly IBKL0001652 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and GAJJANWALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gajjanwala branch sits at VILLAGE GAJJANWALA TELSILBAGHA PURANA. If you are travelling from outside Bagha Purana, search for the branch on a maps application using the bank name and locality, or call 91-9781110661 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001652 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001652 for IDBI Bank – GAJJANWALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gajjanwala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001652, however, work 24x7.
Branch address & contact
IDBI BankGajjanwala Branch
VILLAGE GAJJANWALA TELSILBAGHA PURANA
Bagha Purana, Punjab
Phone: 91-9781110661
IFSC: IBKL0001652
Frequently asked questions
Can I use IFSC IBKL0001652 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001652 to send funds instantly.
What is the phone number of IDBI Bank Gajjanwala branch?
You can reach the branch at 91-9781110661 during regular banking hours.
How quickly will an NEFT transfer using IBKL0001652 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Gajjanwala reflect within 30 minutes.
Is IFSC IBKL0001652 valid for NEFT and RTGS?
Yes. IFSC IBKL0001652 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Gajjanwala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001652, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDBI Bank Gajjanwala branch?
The IFSC code of IDBI Bank, Gajjanwala branch is IBKL0001652. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0001652 the same for all accounts at Gajjanwala branch?
Yes. The IFSC IBKL0001652 is shared by every account held at IDBI Bank's Gajjanwala branch. Only the account number changes from customer to customer.
Final notes
To recap: IBKL0001652 is the IFSC code of IDBI Bank, GAJJANWALA branch, in BAGHA PURANA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
