Below are the complete branch details for IDBI Bank, BADAUN branch, located in BADAUN, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001263. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001263 for IDBI Bank – BADAUN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001263 is the IFSC of IDBI Bank's BADAUN branch. The format is fixed: IBKL = bank code, 0 = reserved, 001263 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Badaun branch in Badaun. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001263.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Badaun |
| IFSC Code | IBKL0001263 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD,424 /CIVIL LINES ,INDIRA CHOWK ,BADAUN |
| City | Badaun |
| District | Budaun |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7499904936 |
About the Badaun branch
The Badaun branch of IDBI Bank is situated at IDBI BANK LTD,424 /CIVIL LINES ,INDIRA CHOWK ,BADAUN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001263 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's BADAUN branch came to be assigned the code IBKL0001263.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001263, money simply cannot be routed to the BADAUN branch electronically.
Products and account variants supported
Every account opened at the Badaun branch is mapped to IFSC IBKL0001263 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001263.
Products and services
Customers walking into the Badaun branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001263
How to transfer money using IFSC IBKL0001263
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001263 across all three.
NEFT to IDBI Bank, BADAUN using IFSC IBKL0001263
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001263, and confirm that the system picks up IDBI Bank – BADAUN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BADAUN
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's BADAUN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001263 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – BADAUN, use IMPS. With IFSC IBKL0001263 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001263 for IDBI Bank – BADAUN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001263 | Yes – IBKL0001263 | Yes – IBKL0001263 |
For most retail customers crediting the Badaun branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's BADAUN branch, the IFSC IBKL0001263 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0001263
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the BADAUN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001263 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001263 and the account number together uniquely identify the Badaun branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – BADAUN:
- The IFSC is exactly IBKL0001263 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and BADAUN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Badaun branch
The branch is located at IDBI BANK LTD,424 /CIVIL LINES ,INDIRA CHOWK ,BADAUN, which puts it inside Badaun, the broader Budaun district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Badaun branch” — the verified location pin for IFSC IBKL0001263 should appear at the top of the results.
- Confirm the branch is open by calling 91-7499904936 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001263 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001263 for IDBI Bank – BADAUN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Badaun are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001263 continue to work without interruption.
Branch address & contact
IDBI BankBadaun Branch
IDBI BANK LTD,424 /CIVIL LINES ,INDIRA CHOWK ,BADAUN
Badaun, Uttar Pradesh
Phone: 91-7499904936
IFSC: IBKL0001263
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Badaun branch but serve different purposes.
Does IDBI Bank Badaun branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7499904936 to confirm.
Is IFSC IBKL0001263 valid for NEFT and RTGS?
Yes. IFSC IBKL0001263 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0001263 the same for all accounts at Badaun branch?
Yes. The IFSC IBKL0001263 is shared by every account held at IDBI Bank's Badaun branch. Only the account number changes from customer to customer.
How do I add IDBI Bank Badaun as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001263, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDBI Bank Badaun branch?
The IFSC code of IDBI Bank, Badaun branch is IBKL0001263. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0001263 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Badaun reflect within 30 minutes.
Can I use IFSC IBKL0001263 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001263 to send funds instantly.
Summary
The IFSC code IBKL0001263 belongs to IDBI Bank's BADAUN branch, located at IDBI BANK LTD,424 /CIVIL LINES ,INDIRA CHOWK ,BADAUN in BADAUN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
