IFSC Code of IDBI Bank, The Sirsi Urban Sahakari Bank Limited Branch, Karnataka

Use this page as a one-stop reference for everything related to IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch in BABRUWADA, KARNATAKA. The branch's IFSC code IBKL0069S11 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0069S11 is the IFSC of IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch. The format is fixed: IBKL = bank code, 0 = reserved, 069S11 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Sirsi Urban Sahakari Bank Limited branch — IFSC IBKL0069S11 — extends the bank's services to customers in and around Babruwada, Karnataka.

About the The Sirsi Urban Sahakari Bank Limited branch

The The Sirsi Urban Sahakari Bank Limited branch of IDBI Bank is situated at GANGA NIVAS,P B NO 18,BABRUWADA,ANKOLA 581 314. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0069S11 is used.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SIRSI URBAN SAHAKARI BANK LIMITED of IDBI Bank — its own 11-character IFSC. The code IBKL0069S11 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0069S11 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Sirsi Urban Sahakari Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0069S11 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0069S11

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0069S11 across all three.

How to use IFSC IBKL0069S11 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0069S11.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE SIRSI URBAN SAHAKARI BANK LIMITED.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE SIRSI URBAN SAHAKARI BANK LIMITED

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0069S11 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank THE SIRSI URBAN SAHAKARI BANK LIMITED (IFSC IBKL0069S11)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0069S11 in your mobile or internet banking app, and the money is credited to the THE SIRSI URBAN SAHAKARI BANK LIMITED branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Sirsi Urban Sahakari Bank Limited

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0069S11:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SIRSI URBAN SAHAKARI BANK LIMITED is still linked to IFSC IBKL0069S11.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch, the IFSC IBKL0069S11 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Sirsi Urban Sahakari Bank Limited branch

Once you have an account at IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, the IFSC IBKL0069S11 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Sirsi Urban Sahakari Bank Limited branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8388-230574.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0069S11

Online banking and IFSC IBKL0069S11

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE SIRSI URBAN SAHAKARI BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0069S11 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Sirsi Urban Sahakari Bank Limited branch

The branch is located at GANGA NIVAS,P B NO 18,BABRUWADA,ANKOLA 581 314, which puts it inside Babruwada, the broader Uttar Kannad district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Sirsi Urban Sahakari Bank Limited branch” — the verified location pin for IFSC IBKL0069S11 should appear at the top of the results.
2. Confirm the branch is open by calling 8388-230574 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0069S11 and your account number.

Common mistakes to avoid when using IFSC IBKL0069S11

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0069S11.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sirsi Urban Sahakari Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0069S11, however, work 24x7.

Verifying IFSC IBKL0069S11 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0069S11 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8388-230574.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0069S11 belongs to IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch, located at GANGA NIVAS,P B NO 18,BABRUWADA,ANKOLA 581 314 in BABRUWADA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.