Use this page as a one-stop reference for everything related to IDBI Bank's DORAD ATHAGARH branch in ATHGARH, ODISHA. The branch's IFSC code IBKL0001958 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's DORAD ATHAGARH branch, the IFSC IBKL0001958 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001958 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dorad Athagarh branch — IFSC IBKL0001958 — extends the bank's services to customers in and around Athgarh, Odisha.
About the Dorad Athagarh branch
The Dorad Athagarh branch of IDBI Bank is situated at SAPUA ROAD,NR.BSNL EXCHANGE,ATHAGARH,CUTTACK,ORISSA - 754029. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001958 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Dorad Athagarh |
| IFSC Code | IBKL0001958 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SAPUA ROAD,NR.BSNL EXCHANGE,ATHAGARH,CUTTACK,ORISSA - 754029 |
| City | Athgarh |
| District | Cuttack |
| State | Odisha |
| STD Code | 6723 |
| Phone | 220455 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's DORAD ATHAGARH branch came to be assigned the code IBKL0001958.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001958, money simply cannot be routed to the DORAD ATHAGARH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dorad Athagarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001958 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0001958
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001958 across all three.
How to use IFSC IBKL0001958 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's DORAD ATHAGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001958.
- Confirm the bank name auto-populates as IDBI Bank and the branch as DORAD ATHAGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001958
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – DORAD ATHAGARH, ensure your bank's portal accepts IFSC IBKL0001958 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank DORAD ATHAGARH (IFSC IBKL0001958)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001958 in your mobile or internet banking app, and the money is credited to the DORAD ATHAGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001958 for IDBI Bank – DORAD ATHAGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001958 | Yes – IBKL0001958 | Yes – IBKL0001958 |
For most retail customers crediting the Dorad Athagarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's DORAD ATHAGARH branch, the IFSC IBKL0001958 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dorad Athagarh branch is mapped to IFSC IBKL0001958 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001958.
Banking services available
The Dorad Athagarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6723-220455.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001958
Online banking and IFSC IBKL0001958
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the DORAD ATHAGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001958 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dorad Athagarh branch sits at SAPUA ROAD,NR.BSNL EXCHANGE,ATHAGARH,CUTTACK,ORISSA - 754029. If you are travelling from outside Athgarh, search for the branch on a maps application using the bank name and locality, or call 6723-220455 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001958 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – DORAD ATHAGARH:
- The IFSC is exactly IBKL0001958 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and DORAD ATHAGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dorad Athagarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001958 continue to work without interruption.
Verifying IFSC IBKL0001958 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001958 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6723-220455.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankDorad Athagarh Branch
SAPUA ROAD,NR.BSNL EXCHANGE,ATHAGARH,CUTTACK,ORISSA - 754029
Athgarh, Odisha
Phone: 6723-220455
IFSC: IBKL0001958
Frequently asked questions
How quickly will an NEFT transfer using IBKL0001958 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Dorad Athagarh reflect within 30 minutes.
What is the phone number of IDBI Bank Dorad Athagarh branch?
You can reach the branch at 6723-220455 during regular banking hours.
Where is IDBI Bank Dorad Athagarh branch located?
IDBI Bank's Dorad Athagarh branch is located at SAPUA ROAD,NR.BSNL EXCHANGE,ATHAGARH,CUTTACK,ORISSA - 754029, Athgarh, Odisha.
Is IFSC IBKL0001958 valid for NEFT and RTGS?
Yes. IFSC IBKL0001958 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dorad Athagarh branch but serve different purposes.
Does IDBI Bank Dorad Athagarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6723-220455 to confirm.
How do I add IDBI Bank Dorad Athagarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001958, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IBKL0001958 is the IFSC code of IDBI Bank, DORAD ATHAGARH branch, in ATHGARH, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
