IFSC Code of IDBI Bank, Pithoragarh Zila Sahkari Bank Branch, Uttarakhand

If you are searching for the IFSC code of IDBI Bank, PITHORAGARH ZILA SAHKARI BANK branch in ASKOTE, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is IBKL0768P21. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PITHORAGARH ZILA SAHKARI BANK branch, and detailed step-by-step guides for using the IFSC IBKL0768P21 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's PITHORAGARH ZILA SAHKARI BANK branch, the IFSC IBKL0768P21 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 768P21 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Pithoragarh Zila Sahkari Bank branch in Askote. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0768P21.

About this branch

The branch is located at MAIN MARKET ASKOTE. It serves the Askote region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0768P21 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's PITHORAGARH ZILA SAHKARI BANK branch came to be assigned the code IBKL0768P21.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0768P21, money simply cannot be routed to the PITHORAGARH ZILA SAHKARI BANK branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0768P21 and the account number together uniquely identify the Pithoragarh Zila Sahkari Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0768P21

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0768P21 across all three.

NEFT to IDBI Bank, PITHORAGARH ZILA SAHKARI BANK using IFSC IBKL0768P21

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0768P21, and confirm that the system picks up IDBI Bank – PITHORAGARH ZILA SAHKARI BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PITHORAGARH ZILA SAHKARI BANK

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's PITHORAGARH ZILA SAHKARI BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0768P21 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank PITHORAGARH ZILA SAHKARI BANK (IFSC IBKL0768P21)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0768P21 in your mobile or internet banking app, and the money is credited to the PITHORAGARH ZILA SAHKARI BANK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0768P21 for IDBI Bank – PITHORAGARH ZILA SAHKARI BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pithoragarh Zila Sahkari Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's PITHORAGARH ZILA SAHKARI BANK branch, the IFSC IBKL0768P21 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Pithoragarh Zila Sahkari Bank branch is mapped to IFSC IBKL0768P21 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0768P21.

Banking services available

The Pithoragarh Zila Sahkari Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5964-225133.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0768P21

Digital banking channels

Most day-to-day work that customers used to do at the Pithoragarh Zila Sahkari Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0768P21 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Pithoragarh Zila Sahkari Bank branch sits at MAIN MARKET ASKOTE. If you are travelling from outside Askote, search for the branch on a maps application using the bank name and locality, or call 5964-225133 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0768P21 and your account number.

Common mistakes to avoid when using IFSC IBKL0768P21

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – PITHORAGARH ZILA SAHKARI BANK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0768P21.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pithoragarh Zila Sahkari Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0768P21, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0768P21 for IDBI Bank – PITHORAGARH ZILA SAHKARI BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0768P21 is the IFSC code of IDBI Bank, PITHORAGARH ZILA SAHKARI BANK branch, in ASKOTE, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.