Use this page as a one-stop reference for everything related to IDBI Bank's ARSARA,DIST MAINPURI branch in ARSARA, UTTAR PRADESH. The branch's IFSC code IBKL0001396 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001396 is the IFSC of IDBI Bank's ARSARA,DIST MAINPURI branch. The format is fixed: IBKL = bank code, 0 = reserved, 001396 = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Arsara,Dist Mainpuri branch — IFSC IBKL0001396 — extends the bank's services to customers in and around Arsara, Uttar Pradesh.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Arsara,Dist Mainpuri |
| IFSC Code | IBKL0001396 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE AND POST ARSARA, TEHSIL BHONGAON, DIST MAINPURI, UTTAR PRADESH PIN 205304 |
| City | Arsara |
| District | Mainpuri |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9068613013 |
About this branch
The branch is located at VILLAGE AND POST ARSARA, TEHSIL BHONGAON, DIST MAINPURI, UTTAR PRADESH PIN 205304. It serves the Arsara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001396 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARSARA,DIST MAINPURI of IDBI Bank — its own 11-character IFSC. The code IBKL0001396 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001396 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Arsara,Dist Mainpuri branch is mapped to IFSC IBKL0001396 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001396.
Products and services
Customers walking into the Arsara,Dist Mainpuri branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001396
How to transfer money using IFSC IBKL0001396
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001396 across all three.
How to use IFSC IBKL0001396 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's ARSARA,DIST MAINPURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001396.
- Confirm the bank name auto-populates as IDBI Bank and the branch as ARSARA,DIST MAINPURI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ARSARA,DIST MAINPURI
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's ARSARA,DIST MAINPURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001396 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – ARSARA,DIST MAINPURI, use IMPS. With IFSC IBKL0001396 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Arsara,Dist Mainpuri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001396:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARSARA,DIST MAINPURI is still linked to IFSC IBKL0001396.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's ARSARA,DIST MAINPURI branch, the IFSC IBKL0001396 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0001396
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the ARSARA,DIST MAINPURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001396 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Arsara,Dist Mainpuri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001396 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0001396
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – ARSARA,DIST MAINPURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001396. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Arsara,Dist Mainpuri branch
The branch is located at VILLAGE AND POST ARSARA, TEHSIL BHONGAON, DIST MAINPURI, UTTAR PRADESH PIN 205304, which puts it inside Arsara, the broader Mainpuri district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Arsara,Dist Mainpuri branch” — the verified location pin for IFSC IBKL0001396 should appear at the top of the results.
- Confirm the branch is open by calling 91-9068613013 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001396 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001396 for IDBI Bank – ARSARA,DIST MAINPURI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Arsara,Dist Mainpuri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001396 continue to work without interruption.
Branch address & contact
IDBI BankArsara,Dist Mainpuri Branch
VILLAGE AND POST ARSARA, TEHSIL BHONGAON, DIST MAINPURI, UTTAR PRADESH PIN 205304
Arsara, Uttar Pradesh
Phone: 91-9068613013
IFSC: IBKL0001396
Frequently asked questions
How do I add IDBI Bank Arsara,Dist Mainpuri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001396, and complete OTP verification. Once activated, you can transfer funds at any time.
Does IDBI Bank Arsara,Dist Mainpuri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9068613013 to confirm.
Is IFSC IBKL0001396 the same for all accounts at Arsara,Dist Mainpuri branch?
Yes. The IFSC IBKL0001396 is shared by every account held at IDBI Bank's Arsara,Dist Mainpuri branch. Only the account number changes from customer to customer.
Can I use IFSC IBKL0001396 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001396 to send funds instantly.
What is the IFSC code of IDBI Bank Arsara,Dist Mainpuri branch?
The IFSC code of IDBI Bank, Arsara,Dist Mainpuri branch is IBKL0001396. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0001396 valid for NEFT and RTGS?
Yes. IFSC IBKL0001396 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Arsara,Dist Mainpuri branch but serve different purposes.
What is the phone number of IDBI Bank Arsara,Dist Mainpuri branch?
You can reach the branch at 91-9068613013 during regular banking hours.
Final notes
To recap: IBKL0001396 is the IFSC code of IDBI Bank, ARSARA,DIST MAINPURI branch, in ARSARA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
