IFSC Code of IDBI Bank, Jijau Commercial Coop Bank Sai Nagar Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, JIJAU COMMERCIAL COOP BANK SAI NAGAR branch in AMRAVATI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0JCB010. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JIJAU COMMERCIAL COOP BANK SAI NAGAR branch, and detailed step-by-step guides for using the IFSC IBKL0JCB010 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's JIJAU COMMERCIAL COOP BANK SAI NAGAR branch, the IFSC IBKL0JCB010 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and JCB010 identifies this particular branch.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jijau Commercial Coop Bank Sai Nagar branch — IFSC IBKL0JCB010 — extends the bank's services to customers in and around Amravati, Maharashtra.

About the Jijau Commercial Coop Bank Sai Nagar branch

The Jijau Commercial Coop Bank Sai Nagar branch of IDBI Bank is situated at SURVE NO 29 1,PLOT NO 24,RAGHUVIR NAGAR,NEAR SAI NAGAR SQUARE,AMRAVATI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0JCB010 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's JIJAU COMMERCIAL COOP BANK SAI NAGAR branch came to be assigned the code IBKL0JCB010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0JCB010, money simply cannot be routed to the JIJAU COMMERCIAL COOP BANK SAI NAGAR branch electronically.

How to transfer money using IFSC IBKL0JCB010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0JCB010 across all three.

How to use IFSC IBKL0JCB010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's JIJAU COMMERCIAL COOP BANK SAI NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0JCB010.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as JIJAU COMMERCIAL COOP BANK SAI NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0JCB010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JIJAU COMMERCIAL COOP BANK SAI NAGAR, ensure your bank's portal accepts IFSC IBKL0JCB010 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank JIJAU COMMERCIAL COOP BANK SAI NAGAR (IFSC IBKL0JCB010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0JCB010 in your mobile or internet banking app, and the money is credited to the JIJAU COMMERCIAL COOP BANK SAI NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jijau Commercial Coop Bank Sai Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0JCB010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JIJAU COMMERCIAL COOP BANK SAI NAGAR is still linked to IFSC IBKL0JCB010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0JCB010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JIJAU COMMERCIAL COOP BANK SAI NAGAR is still mapped to IFSC IBKL0JCB010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0JCB010 and the beneficiary's account number to complete the transfer.

Account types you can open at the Jijau Commercial Coop Bank Sai Nagar branch

Once you have an account at IDBI Bank – JIJAU COMMERCIAL COOP BANK SAI NAGAR, the IFSC IBKL0JCB010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jijau Commercial Coop Bank Sai Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9146029440.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0JCB010

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0JCB010 and the account number together uniquely identify the Jijau Commercial Coop Bank Sai Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IBKL0JCB010

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JIJAU COMMERCIAL COOP BANK SAI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0JCB010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JIJAU COMMERCIAL COOP BANK SAI NAGAR:

• The IFSC is exactly IBKL0JCB010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JIJAU COMMERCIAL COOP BANK SAI NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jijau Commercial Coop Bank Sai Nagar branch sits at SURVE NO 29 1,PLOT NO 24,RAGHUVIR NAGAR,NEAR SAI NAGAR SQUARE,AMRAVATI. If you are travelling from outside Amravati, search for the branch on a maps application using the bank name and locality, or call 91-9146029440 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0JCB010 and your account number.

Verifying IFSC IBKL0JCB010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0JCB010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9146029440.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jijau Commercial Coop Bank Sai Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0JCB010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0JCB010 belongs to IDBI Bank's JIJAU COMMERCIAL COOP BANK SAI NAGAR branch, located at SURVE NO 29 1,PLOT NO 24,RAGHUVIR NAGAR,NEAR SAI NAGAR SQUARE,AMRAVATI in AMRAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.