IFSC Code of IDBI Bank, Jijau Commercial Coop Bank, Head Office Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's JIJAU COMMERCIAL COOP BANK, HEAD OFFICE branch in AMRAVATI, MAHARASHTRA. The branch's IFSC code IBKL0JCB001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – JIJAU COMMERCIAL COOP BANK, HEAD OFFICE is IBKL0JCB001. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters JCB001 map to this branch in AMRAVATI, MAHARASHTRA.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Jijau Commercial Coop Bank, Head Office branch in Amravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0JCB001.

Branch details at a glance

About this branch

The branch is located at 1ST FLOOR,KHATRI COMPLEX,WALCUT COMPOUND,AMRAVATI. It serves the Amravati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0JCB001 is used to identify this branch on the RBI payments network.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIJAU COMMERCIAL COOP BANK, HEAD OFFICE of IDBI Bank — its own 11-character IFSC. The code IBKL0JCB001 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0JCB001 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Jijau Commercial Coop Bank, Head Office branch is mapped to IFSC IBKL0JCB001 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0JCB001.

Products and services

Customers walking into the Jijau Commercial Coop Bank, Head Office branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0JCB001

How to transfer money using IFSC IBKL0JCB001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0JCB001 across all three.

NEFT to IDBI Bank, JIJAU COMMERCIAL COOP BANK, HEAD OFFICE using IFSC IBKL0JCB001

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0JCB001, and confirm that the system picks up IDBI Bank – JIJAU COMMERCIAL COOP BANK, HEAD OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JIJAU COMMERCIAL COOP BANK, HEAD OFFICE

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's JIJAU COMMERCIAL COOP BANK, HEAD OFFICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0JCB001 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – JIJAU COMMERCIAL COOP BANK, HEAD OFFICE, use IMPS. With IFSC IBKL0JCB001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0JCB001 for IDBI Bank – JIJAU COMMERCIAL COOP BANK, HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jijau Commercial Coop Bank, Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0JCB001

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JIJAU COMMERCIAL COOP BANK, HEAD OFFICE is still mapped to IFSC IBKL0JCB001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0JCB001 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Jijau Commercial Coop Bank, Head Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0JCB001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0JCB001 and the account number together uniquely identify the Jijau Commercial Coop Bank, Head Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0JCB001

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – JIJAU COMMERCIAL COOP BANK, HEAD OFFICE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0JCB001.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Jijau Commercial Coop Bank, Head Office branch sits at 1ST FLOOR,KHATRI COMPLEX,WALCUT COMPOUND,AMRAVATI. If you are travelling from outside Amravati, search for the branch on a maps application using the bank name and locality, or call 91-9890205092 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0JCB001 and your account number.

Verifying IFSC IBKL0JCB001 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0JCB001 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9890205092.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jijau Commercial Coop Bank, Head Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0JCB001 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0JCB001 is the IFSC code of IDBI Bank, JIJAU COMMERCIAL COOP BANK, HEAD OFFICE branch, in AMRAVATI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.