IFSC Code of IDBI Bank, Jijau Commercial Coop Bank, Gadge Nagar Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch in AMRAVATI, MAHARASHTRA. The branch's IFSC code IBKL0JCB003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0JCB003 is the IFSC of IDBI Bank's JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch. The format is fixed: IBKL = bank code, 0 = reserved, JCB003 = branch identifier.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Jijau Commercial Coop Bank, Gadge Nagar branch in Amravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0JCB003.

Jijau Commercial Coop Bank, Gadge Nagar branch overview

Located at AATCOMPLEX,EARLICOFFICE,GADGEAGAR, the Jijau Commercial Coop Bank, Gadge Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0JCB003 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIJAU COMMERCIAL COOP BANK, GADGE NAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0JCB003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0JCB003 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0JCB003 and the account number together uniquely identify the Jijau Commercial Coop Bank, Gadge Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0JCB003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0JCB003 across all three.

How to use IFSC IBKL0JCB003 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0JCB003.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as JIJAU COMMERCIAL COOP BANK, GADGE NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JIJAU COMMERCIAL COOP BANK, GADGE NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0JCB003 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank JIJAU COMMERCIAL COOP BANK, GADGE NAGAR (IFSC IBKL0JCB003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0JCB003 in your mobile or internet banking app, and the money is credited to the JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0JCB003 for IDBI Bank – JIJAU COMMERCIAL COOP BANK, GADGE NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jijau Commercial Coop Bank, Gadge Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch, the IFSC IBKL0JCB003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jijau Commercial Coop Bank, Gadge Nagar branch is mapped to IFSC IBKL0JCB003 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0JCB003.

Products and services

Customers walking into the Jijau Commercial Coop Bank, Gadge Nagar branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0JCB003

Online banking and IFSC IBKL0JCB003

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0JCB003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Jijau Commercial Coop Bank, Gadge Nagar branch

The branch is located at AATCOMPLEX,EARLICOFFICE,GADGEAGAR, which puts it inside Amravati, the broader Amravati district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Jijau Commercial Coop Bank, Gadge Nagar branch” — the verified location pin for IFSC IBKL0JCB003 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9890205092 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0JCB003 and your account number.

Common mistakes to avoid when using IFSC IBKL0JCB003

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – JIJAU COMMERCIAL COOP BANK, GADGE NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0JCB003.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jijau Commercial Coop Bank, Gadge Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0JCB003, however, work 24x7.

Verifying IFSC IBKL0JCB003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0JCB003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9890205092.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0JCB003 is the IFSC code of IDBI Bank, JIJAU COMMERCIAL COOP BANK, GADGE NAGAR branch, in AMRAVATI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.