IFSC Code of IDBI Bank, Alwaye Urban Co Operative Bank Ltd Chunangamveli Branch, Kerala

Below are the complete branch details for IDBI Bank, ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI branch, located in ALUVA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL01058A6. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL01058A6 for IDBI Bank – ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI is IBKL01058A6. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 1058A6 map to this branch in ALUVA, KERALA.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Alwaye Urban Co Operative Bank Ltd Chunangamveli branch — IFSC IBKL01058A6 — extends the bank's services to customers in and around Aluva, Kerala.

About this branch

The branch is located at MUTTAMTHOTTIL BUILDING,ERUMATHALA P O,CHUNANGAMVELI 683112. It serves the Aluva region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL01058A6 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI branch came to be assigned the code IBKL01058A6.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL01058A6, money simply cannot be routed to the ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI branch electronically.

How to transfer money using IFSC IBKL01058A6

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01058A6 across all three.

NEFT to IDBI Bank, ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI using IFSC IBKL01058A6

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL01058A6, and confirm that the system picks up IDBI Bank – ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL01058A6 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI (IFSC IBKL01058A6)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL01058A6 in your mobile or internet banking app, and the money is credited to the ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL01058A6 for IDBI Bank – ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Alwaye Urban Co Operative Bank Ltd Chunangamveli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL01058A6

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI is still mapped to IFSC IBKL01058A6. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL01058A6 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Alwaye Urban Co Operative Bank Ltd Chunangamveli branch is mapped to IFSC IBKL01058A6 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL01058A6.

Banking services available

The Alwaye Urban Co Operative Bank Ltd Chunangamveli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 484-2838743.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL01058A6

MICR & cheque-truncation details

Cheques drawn on the Alwaye Urban Co Operative Bank Ltd Chunangamveli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL01058A6 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL01058A6

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL01058A6 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IBKL01058A6

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL01058A6.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Alwaye Urban Co Operative Bank Ltd Chunangamveli branch sits at MUTTAMTHOTTIL BUILDING,ERUMATHALA P O,CHUNANGAMVELI 683112. If you are travelling from outside Aluva, search for the branch on a maps application using the bank name and locality, or call 484-2838743 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL01058A6 and your account number.

Verifying IFSC IBKL01058A6 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL01058A6 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 484-2838743.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Alwaye Urban Co Operative Bank Ltd Chunangamveli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL01058A6 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL01058A6 is the IFSC code of IDBI Bank, ALWAYE URBAN CO OPERATIVE BANK LTD CHUNANGAMVELI branch, in ALUVA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.