IFSC Code of IDBI Bank, Aligarh-Medical Road Branch, Uttar Pradesh

If you are searching for the IFSC code of IDBI Bank, ALIGARH-MEDICAL ROAD branch in ALIGARH, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IBKL0002298. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ALIGARH-MEDICAL ROAD branch, and detailed step-by-step guides for using the IFSC IBKL0002298 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's ALIGARH-MEDICAL ROAD branch, the IFSC IBKL0002298 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 002298 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Aligarh-Medical Road branch in Aligarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002298.

Branch details at a glance

Aligarh-Medical Road branch overview

Located at IDBI BANK LTS,SHOP NO.1,GROUND FLOOR,MAX PLAZA APARTMENT,MEDICAL ROAD,NEAR JAMIA URDU CIVIL LINE PARGANA,ALIGARH PIN 202001,UTTAR PRADESH, the Aligarh-Medical Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0002298 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's ALIGARH-MEDICAL ROAD branch came to be assigned the code IBKL0002298.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002298, money simply cannot be routed to the ALIGARH-MEDICAL ROAD branch electronically.

Products and account variants supported

Every account opened at the Aligarh-Medical Road branch is mapped to IFSC IBKL0002298 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0002298.

Banking services available

The Aligarh-Medical Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 571-7376911611.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002298

How to transfer money using IFSC IBKL0002298

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002298 across all three.

How to use IFSC IBKL0002298 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's ALIGARH-MEDICAL ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0002298.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as ALIGARH-MEDICAL ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ALIGARH-MEDICAL ROAD

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's ALIGARH-MEDICAL ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002298 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank ALIGARH-MEDICAL ROAD (IFSC IBKL0002298)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0002298 in your mobile or internet banking app, and the money is credited to the ALIGARH-MEDICAL ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Aligarh-Medical Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0002298:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ALIGARH-MEDICAL ROAD is still linked to IFSC IBKL0002298.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's ALIGARH-MEDICAL ROAD branch, the IFSC IBKL0002298 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Aligarh-Medical Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002298 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002298 and the account number together uniquely identify the Aligarh-Medical Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – ALIGARH-MEDICAL ROAD:

• The IFSC is exactly IBKL0002298 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and ALIGARH-MEDICAL ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Aligarh-Medical Road branch sits at IDBI BANK LTS,SHOP NO.1,GROUND FLOOR,MAX PLAZA APARTMENT,MEDICAL ROAD,NEAR JAMIA URDU CIVIL LINE PARGANA,ALIGARH PIN 202001,UTTAR PRADESH. If you are travelling from outside Aligarh, search for the branch on a maps application using the bank name and locality, or call 571-7376911611 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002298 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0002298 for IDBI Bank – ALIGARH-MEDICAL ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Aligarh-Medical Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002298 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0002298 is the IFSC code of IDBI Bank, ALIGARH-MEDICAL ROAD branch, in ALIGARH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.