IFSC Code of IDBI Bank, Jijau Commercial Coop Bank Akola Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, JIJAU COMMERCIAL COOP BANK AKOLA branch in AKOLA. The 11-digit IFSC IBKL0JCB004 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the JIJAU COMMERCIAL COOP BANK AKOLA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's JIJAU COMMERCIAL COOP BANK AKOLA branch, the IFSC IBKL0JCB004 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and JCB004 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jijau Commercial Coop Bank Akola branch in Akola, Maharashtra is part of this network and uses the IFSC code IBKL0JCB004 for all electronic settlement.

Branch details at a glance

Jijau Commercial Coop Bank Akola branch overview

Located at HARSH SANKUL,AHEAD RLT COLLEGE,CIVIL LINE, the Jijau Commercial Coop Bank Akola branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0JCB004 is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIJAU COMMERCIAL COOP BANK AKOLA of IDBI Bank — its own 11-character IFSC. The code IBKL0JCB004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0JCB004 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Jijau Commercial Coop Bank Akola branch is mapped to IFSC IBKL0JCB004 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0JCB004.

Products and services

Customers walking into the Jijau Commercial Coop Bank Akola branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0JCB004

How to transfer money using IFSC IBKL0JCB004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0JCB004 across all three.

How to use IFSC IBKL0JCB004 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's JIJAU COMMERCIAL COOP BANK AKOLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0JCB004.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as JIJAU COMMERCIAL COOP BANK AKOLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0JCB004

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JIJAU COMMERCIAL COOP BANK AKOLA, ensure your bank's portal accepts IFSC IBKL0JCB004 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank JIJAU COMMERCIAL COOP BANK AKOLA (IFSC IBKL0JCB004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0JCB004 in your mobile or internet banking app, and the money is credited to the JIJAU COMMERCIAL COOP BANK AKOLA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jijau Commercial Coop Bank Akola

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0JCB004:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JIJAU COMMERCIAL COOP BANK AKOLA is still linked to IFSC IBKL0JCB004.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JIJAU COMMERCIAL COOP BANK AKOLA branch, the IFSC IBKL0JCB004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0JCB004

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JIJAU COMMERCIAL COOP BANK AKOLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0JCB004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Jijau Commercial Coop Bank Akola branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0JCB004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JIJAU COMMERCIAL COOP BANK AKOLA:

• The IFSC is exactly IBKL0JCB004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JIJAU COMMERCIAL COOP BANK AKOLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jijau Commercial Coop Bank Akola branch sits at HARSH SANKUL,AHEAD RLT COLLEGE,CIVIL LINE. If you are travelling from outside Akola, search for the branch on a maps application using the bank name and locality, or call 91-9146029440 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0JCB004 and your account number.

Verifying IFSC IBKL0JCB004 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0JCB004 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9146029440.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jijau Commercial Coop Bank Akola are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0JCB004 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0JCB004 belongs to IDBI Bank's JIJAU COMMERCIAL COOP BANK AKOLA branch, located at HARSH SANKUL,AHEAD RLT COLLEGE,CIVIL LINE in AKOLA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.