IFSC Code of IDBI Bank, The Prathamik Shikshak Sahakari Bank Ltd Ajara Branch, Maharashtra

Below are the complete branch details for IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA branch, located in AJRA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0464P07. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0464P07 for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA is IBKL0464P07. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 464P07 map to this branch in AJRA, MAHARASHTRA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Prathamik Shikshak Sahakari Bank Ltd Ajara branch — IFSC IBKL0464P07 — extends the bank's services to customers in and around Ajra, Maharashtra.

About the The Prathamik Shikshak Sahakari Bank Ltd Ajara branch

The The Prathamik Shikshak Sahakari Bank Ltd Ajara branch of IDBI Bank is situated at AOIALUKABHUDAADDISKOLHAPU. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0464P07 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA branch came to be assigned the code IBKL0464P07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0464P07, money simply cannot be routed to the THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Prathamik Shikshak Sahakari Bank Ltd Ajara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0464P07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0464P07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0464P07 across all three.

NEFT to IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA using IFSC IBKL0464P07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0464P07, and confirm that the system picks up IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0464P07

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA, ensure your bank's portal accepts IFSC IBKL0464P07 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA (IFSC IBKL0464P07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0464P07 in your mobile or internet banking app, and the money is credited to the THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Prathamik Shikshak Sahakari Bank Ltd Ajara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0464P07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA is still linked to IFSC IBKL0464P07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA branch, the IFSC IBKL0464P07 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Prathamik Shikshak Sahakari Bank Ltd Ajara branch is mapped to IFSC IBKL0464P07 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0464P07.

Banking services available

The The Prathamik Shikshak Sahakari Bank Ltd Ajara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2323-246116.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0464P07

Digital banking channels

Most day-to-day work that customers used to do at the The Prathamik Shikshak Sahakari Bank Ltd Ajara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0464P07 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Prathamik Shikshak Sahakari Bank Ltd Ajara branch

The branch is located at AOIALUKABHUDAADDISKOLHAPU, which puts it inside Ajra, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Prathamik Shikshak Sahakari Bank Ltd Ajara branch” — the verified location pin for IFSC IBKL0464P07 should appear at the top of the results.
2. Confirm the branch is open by calling 2323-246116 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0464P07 and your account number.

Common mistakes to avoid when using IFSC IBKL0464P07

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0464P07.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Prathamik Shikshak Sahakari Bank Ltd Ajara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0464P07 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0464P07 for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0464P07 is the IFSC code of IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD AJARA branch, in AJRA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.