Use this page as a one-stop reference for everything related to IDBI Bank's C G ROAD branch in AHMEDABAD, GUJARAT. The branch's IFSC code IBKL0000009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0000009 is the IFSC of IDBI Bank's C G ROAD branch. The format is fixed: IBKL = bank code, 0 = reserved, 000009 = branch identifier.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its C G Road branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code IBKL0000009 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | C G Road |
| IFSC Code | IBKL0000009 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI COMPLEX, LAL BUNGLOW,OFF C G ROAD, |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 8691017752 |
About the C G Road branch
The C G Road branch of IDBI Bank is situated at IDBI COMPLEX, LAL BUNGLOW,OFF C G ROAD,. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000009 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including C G ROAD of IDBI Bank — its own 11-character IFSC. The code IBKL0000009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000009 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the C G Road branch
Once you have an account at IDBI Bank – C G ROAD, the IFSC IBKL0000009 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The C G Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8691017752.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000009
How to transfer money using IFSC IBKL0000009
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000009 across all three.
How to use IFSC IBKL0000009 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's C G ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000009.
- Confirm the bank name auto-populates as IDBI Bank and the branch as C G ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to C G ROAD
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's C G ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000009 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – C G ROAD, use IMPS. With IFSC IBKL0000009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to C G Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000009:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at C G ROAD is still linked to IFSC IBKL0000009.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0000009
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – C G ROAD is still mapped to IFSC IBKL0000009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000009 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the C G Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000009 and the account number together uniquely identify the C G Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IBKL0000009
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – C G ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000009. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The C G Road branch sits at IDBI COMPLEX, LAL BUNGLOW,OFF C G ROAD,. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 91-8691017752 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000009 and your account number.
Verifying IFSC IBKL0000009 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000009 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8691017752.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at C G Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000009 continue to work without interruption.
Branch address & contact
IDBI BankC G Road Branch
IDBI COMPLEX, LAL BUNGLOW,OFF C G ROAD,
Ahmedabad, Gujarat
Phone: 91-8691017752
IFSC: IBKL0000009
Frequently asked questions
Can I use IFSC IBKL0000009 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000009 to send funds instantly.
Is IFSC IBKL0000009 valid for NEFT and RTGS?
Yes. IFSC IBKL0000009 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank C G Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8691017752 to confirm.
Where is IDBI Bank C G Road branch located?
IDBI Bank's C G Road branch is located at IDBI COMPLEX, LAL BUNGLOW,OFF C G ROAD,, Ahmedabad, Gujarat.
What is the phone number of IDBI Bank C G Road branch?
You can reach the branch at 91-8691017752 during regular banking hours.
How quickly will an NEFT transfer using IBKL0000009 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – C G Road reflect within 30 minutes.
Final notes
To recap: IBKL0000009 is the IFSC code of IDBI Bank, C G ROAD branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
