Use this page as a one-stop reference for everything related to IDBI Bank's SIKANDRA,AGRA branch in AGRA, UTTAR PRADESH. The branch's IFSC code IBKL0002301 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's SIKANDRA,AGRA branch, the IFSC IBKL0002301 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 002301 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sikandra,Agra branch — IFSC IBKL0002301 — extends the bank's services to customers in and around Agra, Uttar Pradesh.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sikandra,Agra |
| IFSC Code | IBKL0002301 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD,PLOT NO.15B,ANTHEM OPP CHAIN GROUP,KARKUNG ROAD,SHASTRI PURAM AWAS VIKAS,SIKANDRA,AGRA,AGRA PIN 282007,UTTAR PRADESH |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 562 |
| Phone | 7217340468 |
About this branch
The branch is located at IDBI BANK LTD,PLOT NO.15B,ANTHEM OPP CHAIN GROUP,KARKUNG ROAD,SHASTRI PURAM AWAS VIKAS,SIKANDRA,AGRA,AGRA PIN 282007,UTTAR PRADESH. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002301 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SIKANDRA,AGRA branch came to be assigned the code IBKL0002301.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002301, money simply cannot be routed to the SIKANDRA,AGRA branch electronically.
Products and account variants supported
Every account opened at the Sikandra,Agra branch is mapped to IFSC IBKL0002301 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002301.
Products and services
Customers walking into the Sikandra,Agra branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0002301
How to transfer money using IFSC IBKL0002301
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002301 across all three.
How to use IFSC IBKL0002301 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SIKANDRA,AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0002301.
- Confirm the bank name auto-populates as IDBI Bank and the branch as SIKANDRA,AGRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SIKANDRA,AGRA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SIKANDRA,AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002301 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SIKANDRA,AGRA, use IMPS. With IFSC IBKL0002301 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sikandra,Agra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0002301:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIKANDRA,AGRA is still linked to IFSC IBKL0002301.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0002301
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SIKANDRA,AGRA is still mapped to IFSC IBKL0002301. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002301 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sikandra,Agra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002301 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sikandra,Agra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002301 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0002301
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SIKANDRA,AGRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0002301. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sikandra,Agra branch sits at IDBI BANK LTD,PLOT NO.15B,ANTHEM OPP CHAIN GROUP,KARKUNG ROAD,SHASTRI PURAM AWAS VIKAS,SIKANDRA,AGRA,AGRA PIN 282007,UTTAR PRADESH. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 562-7217340468 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002301 and your account number.
Verifying IFSC IBKL0002301 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002301 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 562-7217340468.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sikandra,Agra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002301 continue to work without interruption.
Branch address & contact
IDBI BankSikandra,Agra Branch
IDBI BANK LTD,PLOT NO.15B,ANTHEM OPP CHAIN GROUP,KARKUNG ROAD,SHASTRI PURAM AWAS VIKAS,SIKANDRA,AGRA,AGRA PIN 282007,UTTAR PRADESH
Agra, Uttar Pradesh
Phone: 562-7217340468
IFSC: IBKL0002301
Frequently asked questions
Does IDBI Bank Sikandra,Agra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 562-7217340468 to confirm.
How do I add IDBI Bank Sikandra,Agra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002301, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0002301 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Sikandra,Agra reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sikandra,Agra branch but serve different purposes.
What is the IFSC code of IDBI Bank Sikandra,Agra branch?
The IFSC code of IDBI Bank, Sikandra,Agra branch is IBKL0002301. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of IDBI Bank Sikandra,Agra branch?
You can reach the branch at 562-7217340468 during regular banking hours.
Is IFSC IBKL0002301 the same for all accounts at Sikandra,Agra branch?
Yes. The IFSC IBKL0002301 is shared by every account held at IDBI Bank's Sikandra,Agra branch. Only the account number changes from customer to customer.
Where is IDBI Bank Sikandra,Agra branch located?
IDBI Bank's Sikandra,Agra branch is located at IDBI BANK LTD,PLOT NO.15B,ANTHEM OPP CHAIN GROUP,KARKUNG ROAD,SHASTRI PURAM AWAS VIKAS,SIKANDRA,AGRA,AGRA PIN 282007,UTTAR PRADESH, Agra, Uttar Pradesh.
Summary
The IFSC code IBKL0002301 belongs to IDBI Bank's SIKANDRA,AGRA branch, located at IDBI BANK LTD,PLOT NO.15B,ANTHEM OPP CHAIN GROUP,KARKUNG ROAD,SHASTRI PURAM… in AGRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
