If you are searching for the IFSC code of IDBI Bank, AGRA KAMLA NAGAR branch in AGRA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IBKL0001318. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AGRA KAMLA NAGAR branch, and detailed step-by-step guides for using the IFSC IBKL0001318 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's AGRA KAMLA NAGAR branch, the IFSC IBKL0001318 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001318 identifies this particular branch.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Agra Kamla Nagar branch in Agra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001318.
About this branch
The branch is located at IDBI BANK LTD D 73 GROUND FLOOR NEAR SHREE RAM MANDIR CHOWK KAMLA NAGAR AGRA 282002. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001318 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Agra Kamla Nagar |
| IFSC Code | IBKL0001318 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD D 73 GROUND FLOOR NEAR SHREE RAM MANDIR CHOWK KAMLA NAGAR AGRA 282002 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9811178186 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's AGRA KAMLA NAGAR branch came to be assigned the code IBKL0001318.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001318, money simply cannot be routed to the AGRA KAMLA NAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001318 and the account number together uniquely identify the Agra Kamla Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0001318
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001318 across all three.
NEFT to IDBI Bank, AGRA KAMLA NAGAR using IFSC IBKL0001318
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001318, and confirm that the system picks up IDBI Bank – AGRA KAMLA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AGRA KAMLA NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's AGRA KAMLA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001318 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank AGRA KAMLA NAGAR (IFSC IBKL0001318)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001318 in your mobile or internet banking app, and the money is credited to the AGRA KAMLA NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001318 for IDBI Bank – AGRA KAMLA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001318 | Yes – IBKL0001318 | Yes – IBKL0001318 |
For most retail customers crediting the Agra Kamla Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001318
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – AGRA KAMLA NAGAR is still mapped to IFSC IBKL0001318. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001318 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Agra Kamla Nagar branch is mapped to IFSC IBKL0001318 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001318.
Banking services available
The Agra Kamla Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9811178186.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001318
Digital banking channels
Most day-to-day work that customers used to do at the Agra Kamla Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001318 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Agra Kamla Nagar branch sits at IDBI BANK LTD D 73 GROUND FLOOR NEAR SHREE RAM MANDIR CHOWK KAMLA NAGAR AGRA 282002. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 91-9811178186 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001318 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – AGRA KAMLA NAGAR:
- The IFSC is exactly IBKL0001318 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and AGRA KAMLA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Agra Kamla Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001318, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001318 for IDBI Bank – AGRA KAMLA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDBI BankAgra Kamla Nagar Branch
IDBI BANK LTD D 73 GROUND FLOOR NEAR SHREE RAM MANDIR CHOWK KAMLA NAGAR AGRA 282002
Agra, Uttar Pradesh
Phone: 91-9811178186
IFSC: IBKL0001318
Frequently asked questions
Does IDBI Bank Agra Kamla Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9811178186 to confirm.
Where is IDBI Bank Agra Kamla Nagar branch located?
IDBI Bank's Agra Kamla Nagar branch is located at IDBI BANK LTD D 73 GROUND FLOOR NEAR SHREE RAM MANDIR CHOWK KAMLA NAGAR AGRA 282002, Agra, Uttar Pradesh.
How quickly will an NEFT transfer using IBKL0001318 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Agra Kamla Nagar reflect within 30 minutes.
How do I add IDBI Bank Agra Kamla Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001318, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDBI Bank Agra Kamla Nagar branch?
You can reach the branch at 91-9811178186 during regular banking hours.
Is IFSC IBKL0001318 the same for all accounts at Agra Kamla Nagar branch?
Yes. The IFSC IBKL0001318 is shared by every account held at IDBI Bank's Agra Kamla Nagar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Agra Kamla Nagar branch but serve different purposes.
Is IFSC IBKL0001318 valid for NEFT and RTGS?
Yes. IFSC IBKL0001318 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IBKL0001318 is the IFSC code of IDBI Bank, AGRA KAMLA NAGAR branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
