This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, AGRA branch in AGRA. The 11-digit IFSC IBKL0000080 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the AGRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – AGRA is IBKL0000080. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000080 map to this branch in AGRA, UTTAR PRADESH.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Agra |
| IFSC Code | IBKL0000080 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HALL NO H2 GROUND FLOOR PADAMDEEP TOWER G 108 SANJAY PLACE AGRA 208002 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9997435527 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Agra branch in Agra, Uttar Pradesh is part of this network and uses the IFSC code IBKL0000080 for all electronic settlement.
Agra branch overview
Located at HALL NO H2 GROUND FLOOR PADAMDEEP TOWER G 108 SANJAY PLACE AGRA 208002, the Agra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0000080 is required for all interbank electronic transfers routed through this branch.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AGRA of IDBI Bank — its own 11-character IFSC. The code IBKL0000080 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000080 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0000080
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000080 across all three.
NEFT to IDBI Bank, AGRA using IFSC IBKL0000080
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000080, and confirm that the system picks up IDBI Bank – AGRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AGRA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000080 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank AGRA (IFSC IBKL0000080)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000080 in your mobile or internet banking app, and the money is credited to the AGRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000080 for IDBI Bank – AGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000080 | Yes – IBKL0000080 | Yes – IBKL0000080 |
For most retail customers crediting the Agra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0000080
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – AGRA is still mapped to IFSC IBKL0000080. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000080 and the beneficiary's account number to complete the transfer.
Account types you can open at the Agra branch
Once you have an account at IDBI Bank – AGRA, the IFSC IBKL0000080 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Agra branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000080
MICR & cheque-truncation details
Cheques drawn on the Agra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000080 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IBKL0000080
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000080 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0000080
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – AGRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000080. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Agra branch
The branch is located at HALL NO H2 GROUND FLOOR PADAMDEEP TOWER G 108 SANJAY PLACE AGRA 208002, which puts it inside Agra, the broader Agra district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Agra branch” — the verified location pin for IFSC IBKL0000080 should appear at the top of the results.
- Confirm the branch is open by calling 91-9997435527 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000080 and your account number.
Verifying IFSC IBKL0000080 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000080 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9997435527.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Agra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000080, however, work 24x7.
Branch address & contact
IDBI BankAgra Branch
HALL NO H2 GROUND FLOOR PADAMDEEP TOWER G 108 SANJAY PLACE AGRA 208002
Agra, Uttar Pradesh
Phone: 91-9997435527
IFSC: IBKL0000080
Frequently asked questions
How quickly will an NEFT transfer using IBKL0000080 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Agra reflect within 30 minutes.
Is IFSC IBKL0000080 the same for all accounts at Agra branch?
Yes. The IFSC IBKL0000080 is shared by every account held at IDBI Bank's Agra branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Agra branch?
The IFSC code of IDBI Bank, Agra branch is IBKL0000080. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add IDBI Bank Agra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000080, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0000080 valid for NEFT and RTGS?
Yes. IFSC IBKL0000080 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Agra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9997435527 to confirm.
What is the phone number of IDBI Bank Agra branch?
You can reach the branch at 91-9997435527 during regular banking hours.
Can I use IFSC IBKL0000080 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000080 to send funds instantly.
Final notes
To recap: IBKL0000080 is the IFSC code of IDBI Bank, AGRA branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
