IFSC Code of ICICI Bank Limited, Moradabad Gandhi Nagar Uttar Pradesh Branch, Uttar Pradesh

If you are searching for the IFSC code of ICICI Bank Limited, MORADABAD GANDHI NAGAR UTTAR PRADESH branch in MORADABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is ICIC0001587. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MORADABAD GANDHI NAGAR UTTAR PRADESH branch, and detailed step-by-step guides for using the IFSC ICIC0001587 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0001587 is the IFSC of ICICI Bank Limited's MORADABAD GANDHI NAGAR UTTAR PRADESH branch. The format is fixed: ICIC = bank code, 0 = reserved, 001587 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Moradabad Gandhi Nagar Uttar Pradesh branch — IFSC ICIC0001587 — extends the bank's services to customers in and around Moradabad, Uttar Pradesh.

Branch details at a glance

About the Moradabad Gandhi Nagar Uttar Pradesh branch

The Moradabad Gandhi Nagar Uttar Pradesh branch of ICICI Bank Limited is situated at ICICI BANK LTD., A17, GANDHI NAGAR, OPP. OLD CITY RLY.STN., MORADABAD, MORADABAD DIST., UTTAR PRADESH.244001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0001587 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MORADABAD GANDHI NAGAR UTTAR PRADESH branch came to be assigned the code ICIC0001587.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001587, money simply cannot be routed to the MORADABAD GANDHI NAGAR UTTAR PRADESH branch electronically.

Products and account variants supported

Every account opened at the Moradabad Gandhi Nagar Uttar Pradesh branch is mapped to IFSC ICIC0001587 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001587.

Banking services available

The Moradabad Gandhi Nagar Uttar Pradesh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8349991878.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0001587

How to transfer money using IFSC ICIC0001587

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001587 across all three.

NEFT to ICICI Bank Limited, MORADABAD GANDHI NAGAR UTTAR PRADESH using IFSC ICIC0001587

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001587, and confirm that the system picks up ICICI Bank Limited – MORADABAD GANDHI NAGAR UTTAR PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MORADABAD GANDHI NAGAR UTTAR PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's MORADABAD GANDHI NAGAR UTTAR PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001587 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – MORADABAD GANDHI NAGAR UTTAR PRADESH, use IMPS. With IFSC ICIC0001587 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0001587 for ICICI Bank Limited – MORADABAD GANDHI NAGAR UTTAR PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Moradabad Gandhi Nagar Uttar Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0001587

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – MORADABAD GANDHI NAGAR UTTAR PRADESH is still mapped to IFSC ICIC0001587. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0001587 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0001587

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MORADABAD GANDHI NAGAR UTTAR PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001587 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0001587 and the account number together uniquely identify the Moradabad Gandhi Nagar Uttar Pradesh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC ICIC0001587

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – MORADABAD GANDHI NAGAR UTTAR PRADESH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0001587.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Moradabad Gandhi Nagar Uttar Pradesh branch

The branch is located at ICICI BANK LTD., A17, GANDHI NAGAR, OPP. OLD CITY RLY.STN., MORADABAD, MORADABAD DIST., UTTAR PRADESH.244001, which puts it inside Moradabad, the broader Moradabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Moradabad Gandhi Nagar Uttar Pradesh branch” — the verified location pin for IFSC ICIC0001587 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8349991878 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001587 and your account number.

Verifying IFSC ICIC0001587 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0001587 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8349991878.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Moradabad Gandhi Nagar Uttar Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0001587 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0001587 is the IFSC code of ICICI Bank Limited, MORADABAD GANDHI NAGAR UTTAR PRADESH branch, in MORADABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.