Use this page as a one-stop reference for everything related to ICICI Bank Limited's MISRAULI branch in MISRAULI, UTTAR PRADESH. The branch's IFSC code ICIC0006002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0006002 is the IFSC of ICICI Bank Limited's MISRAULI branch. The format is fixed: ICIC = bank code, 0 = reserved, 006002 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Misrauli branch in Misrauli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0006002.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Misrauli |
| IFSC Code | ICIC0006002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHASRA NO. 469, MISRAULI, TEHSIL-GAURIGANJ, DIST-AMETHI, UTTAR PRADESH-227409 |
| City | Misrauli |
| District | Gorakhpur |
| State | Uttar Pradesh |
| STD Code | 0 |
| Phone | 0 |
Misrauli branch overview
Located at KHASRA NO. 469, MISRAULI, TEHSIL-GAURIGANJ, DIST-AMETHI, UTTAR PRADESH-227409, the Misrauli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0006002 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MISRAULI branch came to be assigned the code ICIC0006002.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0006002, money simply cannot be routed to the MISRAULI branch electronically.
Products and account variants supported
Every account opened at the Misrauli branch is mapped to IFSC ICIC0006002 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0006002.
Products and services
Customers walking into the Misrauli branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0006002
How to transfer money using IFSC ICIC0006002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0006002 across all three.
How to use IFSC ICIC0006002 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's MISRAULI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0006002.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as MISRAULI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0006002
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – MISRAULI, ensure your bank's portal accepts IFSC ICIC0006002 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited MISRAULI (IFSC ICIC0006002)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0006002 in your mobile or internet banking app, and the money is credited to the MISRAULI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0006002 for ICICI Bank Limited – MISRAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0006002 | Yes – ICIC0006002 | Yes – ICIC0006002 |
For most retail customers crediting the Misrauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0006002
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – MISRAULI is still mapped to IFSC ICIC0006002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0006002 and the beneficiary's account number to complete the transfer.
Online banking and IFSC ICIC0006002
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MISRAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0006002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0006002 and the account number together uniquely identify the Misrauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC ICIC0006002
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – MISRAULI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0006002. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Misrauli branch
The branch is located at KHASRA NO. 469, MISRAULI, TEHSIL-GAURIGANJ, DIST-AMETHI, UTTAR PRADESH-227409, which puts it inside Misrauli, the broader Gorakhpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Misrauli branch” — the verified location pin for IFSC ICIC0006002 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0006002 and your account number.
Verifying IFSC ICIC0006002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0006002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Misrauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0006002, however, work 24x7.
Branch address & contact
ICICI Bank LimitedMisrauli Branch
KHASRA NO. 469, MISRAULI, TEHSIL-GAURIGANJ, DIST-AMETHI, UTTAR PRADESH-227409
Misrauli, Uttar Pradesh
Phone: 0
IFSC: ICIC0006002
Frequently asked questions
Is IFSC ICIC0006002 valid for NEFT and RTGS?
Yes. IFSC ICIC0006002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add ICICI Bank Limited Misrauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0006002, and complete OTP verification. Once activated, you can transfer funds at any time.
Does ICICI Bank Limited Misrauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the phone number of ICICI Bank Limited Misrauli branch?
You can reach the branch at 0 during regular banking hours.
Can I use IFSC ICIC0006002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0006002 to send funds instantly.
How quickly will an NEFT transfer using ICIC0006002 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Misrauli reflect within 30 minutes.
Summary
The IFSC code ICIC0006002 belongs to ICICI Bank Limited's MISRAULI branch, located at KHASRA NO. 469, MISRAULI, TEHSIL-GAURIGANJ, DIST-AMETHI, UTTAR PRADESH-227409 in MISRAULI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
