IFSC Code of ICICI Bank Limited, Mangaldoi, Assam Branch, Assam

Below are the complete branch details for ICICI Bank Limited, MANGALDOI, ASSAM branch, located in MANGALDAI, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0001321. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0001321 for ICICI Bank Limited – MANGALDOI, ASSAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – MANGALDOI, ASSAM is ICIC0001321. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001321 map to this branch in MANGALDAI, ASSAM.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mangaldoi, Assam branch in Mangaldai, Assam is part of this network and uses the IFSC code ICIC0001321 for all electronic settlement.

Branch details at a glance

Mangaldoi, Assam branch overview

Located at ICICI BANK LTD., WARD NO.3, LNB ROAD, MANGALDOI TOWN, MANGALDOI DARRANG, DIST., ASSAM.784125, the Mangaldoi, Assam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001321 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MANGALDOI, ASSAM branch came to be assigned the code ICIC0001321.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001321, money simply cannot be routed to the MANGALDOI, ASSAM branch electronically.

Products and account variants supported

Every account opened at the Mangaldoi, Assam branch is mapped to IFSC ICIC0001321 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001321.

Products and services

Customers walking into the Mangaldoi, Assam branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001321

How to transfer money using IFSC ICIC0001321

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001321 across all three.

NEFT to ICICI Bank Limited, MANGALDOI, ASSAM using IFSC ICIC0001321

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001321, and confirm that the system picks up ICICI Bank Limited – MANGALDOI, ASSAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0001321

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – MANGALDOI, ASSAM, ensure your bank's portal accepts IFSC ICIC0001321 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited MANGALDOI, ASSAM (IFSC ICIC0001321)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001321 in your mobile or internet banking app, and the money is credited to the MANGALDOI, ASSAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0001321 for ICICI Bank Limited – MANGALDOI, ASSAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mangaldoi, Assam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0001321

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – MANGALDOI, ASSAM is still mapped to IFSC ICIC0001321. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0001321 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0001321

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MANGALDOI, ASSAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001321 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mangaldoi, Assam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001321 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – MANGALDOI, ASSAM:

• The IFSC is exactly ICIC0001321 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and MANGALDOI, ASSAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mangaldoi, Assam branch sits at ICICI BANK LTD., WARD NO.3, LNB ROAD, MANGALDOI TOWN, MANGALDOI DARRANG, DIST., ASSAM.784125. If you are travelling from outside Mangaldai, search for the branch on a maps application using the bank name and locality, or call 91-9508135736 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0001321 and your account number.

Verifying IFSC ICIC0001321 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0001321 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9508135736.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Mangaldoi, Assam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0001321 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0001321 is the IFSC code of ICICI Bank Limited, MANGALDOI, ASSAM branch, in MANGALDAI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.