IFSC Code of ICICI Bank Limited, Maa Sharda Mahila Nagrik Bank Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to ICICI Bank Limited's MAA SHARDA MAHILA NAGRIK BANK branch in MAIHAR, MADHYA PRADESH. The branch's IFSC code ICIC00MSMNB is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's MAA SHARDA MAHILA NAGRIK BANK branch, the IFSC ICIC00MSMNB breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0MSMNB identifies this particular branch.

Branch details at a glance

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Maa Sharda Mahila Nagrik Bank branch — IFSC ICIC00MSMNB — extends the bank's services to customers in and around Maihar, Madhya Pradesh.

About the Maa Sharda Mahila Nagrik Bank branch

The Maa Sharda Mahila Nagrik Bank branch of ICICI Bank Limited is situated at NEAR GHANTA GHAR KAMLA MARKET MAIHAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00MSMNB is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MAA SHARDA MAHILA NAGRIK BANK branch came to be assigned the code ICIC00MSMNB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00MSMNB, money simply cannot be routed to the MAA SHARDA MAHILA NAGRIK BANK branch electronically.

How to transfer money using IFSC ICIC00MSMNB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00MSMNB across all three.

NEFT to ICICI Bank Limited, MAA SHARDA MAHILA NAGRIK BANK using IFSC ICIC00MSMNB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00MSMNB, and confirm that the system picks up ICICI Bank Limited – MAA SHARDA MAHILA NAGRIK BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC00MSMNB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – MAA SHARDA MAHILA NAGRIK BANK, ensure your bank's portal accepts IFSC ICIC00MSMNB while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – MAA SHARDA MAHILA NAGRIK BANK, use IMPS. With IFSC ICIC00MSMNB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00MSMNB for ICICI Bank Limited – MAA SHARDA MAHILA NAGRIK BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Maa Sharda Mahila Nagrik Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC00MSMNB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – MAA SHARDA MAHILA NAGRIK BANK is still mapped to IFSC ICIC00MSMNB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00MSMNB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Maa Sharda Mahila Nagrik Bank branch is mapped to IFSC ICIC00MSMNB on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00MSMNB.

Products and services

Customers walking into the Maa Sharda Mahila Nagrik Bank branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00MSMNB

MICR & cheque-truncation details

Cheques drawn on the Maa Sharda Mahila Nagrik Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00MSMNB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Maa Sharda Mahila Nagrik Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC00MSMNB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ICIC00MSMNB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – MAA SHARDA MAHILA NAGRIK BANK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC00MSMNB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Maa Sharda Mahila Nagrik Bank branch

The branch is located at NEAR GHANTA GHAR KAMLA MARKET MAIHAR, which puts it inside Maihar, the broader Satna district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Maa Sharda Mahila Nagrik Bank branch” — the verified location pin for IFSC ICIC00MSMNB should appear at the top of the results.
2. Confirm the branch is open by calling 7674-233374 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00MSMNB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00MSMNB for ICICI Bank Limited – MAA SHARDA MAHILA NAGRIK BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Maa Sharda Mahila Nagrik Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00MSMNB, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00MSMNB belongs to ICICI Bank Limited's MAA SHARDA MAHILA NAGRIK BANK branch, located at NEAR GHANTA GHAR KAMLA MARKET MAIHAR in MAIHAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.