IFSC Code of ICICI Bank Limited, Gill Road Ludhiana Branch Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, GILL ROAD LUDHIANA BRANCH branch in LUDHIANA. The 11-digit IFSC ICIC0007917 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the GILL ROAD LUDHIANA BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0007917 is the IFSC of ICICI Bank Limited's GILL ROAD LUDHIANA BRANCH branch. The format is fixed: ICIC = bank code, 0 = reserved, 007917 = branch identifier.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gill Road Ludhiana Branch branch in Ludhiana, Punjab is part of this network and uses the IFSC code ICIC0007917 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at ICICI BANK LTD., UPPER GROUND FLOOR, B.XXI, 2480/1, JANTA NAGAR, GILL ROAD, LUDHIANA, PUNJAB.141003. It serves the Ludhiana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0007917 is used to identify this branch on the RBI payments network.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GILL ROAD LUDHIANA BRANCH of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0007917 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0007917 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Gill Road Ludhiana Branch branch is mapped to IFSC ICIC0007917 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0007917.

Banking services available

The Gill Road Ludhiana Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9646200258.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0007917

How to transfer money using IFSC ICIC0007917

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0007917 across all three.

NEFT to ICICI Bank Limited, GILL ROAD LUDHIANA BRANCH using IFSC ICIC0007917

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0007917, and confirm that the system picks up ICICI Bank Limited – GILL ROAD LUDHIANA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GILL ROAD LUDHIANA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's GILL ROAD LUDHIANA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0007917 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited GILL ROAD LUDHIANA BRANCH (IFSC ICIC0007917)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0007917 in your mobile or internet banking app, and the money is credited to the GILL ROAD LUDHIANA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0007917 for ICICI Bank Limited – GILL ROAD LUDHIANA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gill Road Ludhiana Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0007917

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – GILL ROAD LUDHIANA BRANCH is still mapped to IFSC ICIC0007917. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0007917 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0007917

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GILL ROAD LUDHIANA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0007917 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Gill Road Ludhiana Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0007917 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – GILL ROAD LUDHIANA BRANCH:

• The IFSC is exactly ICIC0007917 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and GILL ROAD LUDHIANA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gill Road Ludhiana Branch branch sits at ICICI BANK LTD., UPPER GROUND FLOOR, B.XXI, 2480/1, JANTA NAGAR, GILL ROAD, LUDHIANA, PUNJAB.141003. If you are travelling from outside Ludhiana, search for the branch on a maps application using the bank name and locality, or call 91-9646200258 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0007917 and your account number.

Verifying IFSC ICIC0007917 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0007917 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9646200258.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gill Road Ludhiana Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0007917, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0007917 belongs to ICICI Bank Limited's GILL ROAD LUDHIANA BRANCH branch, located at ICICI BANK LTD., UPPER GROUND FLOOR, B.XXI, 2480/1, JANTA NAGAR, GILL ROAD,… in LUDHIANA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.