Use this page as a one-stop reference for everything related to ICICI Bank Limited's CHINHAT branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code ICIC0003530 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0003530 is the IFSC of ICICI Bank Limited's CHINHAT branch. The format is fixed: ICIC = bank code, 0 = reserved, 003530 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Chinhat branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0003530.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Chinhat |
| IFSC Code | ICIC0003530 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., 633/008.CC, DEVA ROAD, MATIYARI CHAURAHA, CHINHAT, LUCKNOW, UTTAR PRADESH.226028 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9506650909 |
About this branch
The branch is located at ICICI BANK LTD., 633/008.CC, DEVA ROAD, MATIYARI CHAURAHA, CHINHAT, LUCKNOW, UTTAR PRADESH.226028. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003530 is used to identify this branch on the RBI payments network.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHINHAT of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003530 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003530 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Chinhat branch is mapped to IFSC ICIC0003530 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0003530.
Products and services
Customers walking into the Chinhat branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0003530
How to transfer money using IFSC ICIC0003530
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003530 across all three.
NEFT to ICICI Bank Limited, CHINHAT using IFSC ICIC0003530
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003530, and confirm that the system picks up ICICI Bank Limited – CHINHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHINHAT
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's CHINHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003530 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited CHINHAT (IFSC ICIC0003530)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003530 in your mobile or internet banking app, and the money is credited to the CHINHAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0003530 for ICICI Bank Limited – CHINHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0003530 | Yes – ICIC0003530 | Yes – ICIC0003530 |
For most retail customers crediting the Chinhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's CHINHAT branch, the IFSC ICIC0003530 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Chinhat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003530 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Chinhat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0003530 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC ICIC0003530
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – CHINHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0003530. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chinhat branch
The branch is located at ICICI BANK LTD., 633/008.CC, DEVA ROAD, MATIYARI CHAURAHA, CHINHAT, LUCKNOW, UTTAR PRADESH.226028, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Chinhat branch” — the verified location pin for IFSC ICIC0003530 should appear at the top of the results.
- Confirm the branch is open by calling 91-9506650909 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003530 and your account number.
Verifying IFSC ICIC0003530 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003530 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9506650909.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chinhat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003530 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedChinhat Branch
ICICI BANK LTD., 633/008.CC, DEVA ROAD, MATIYARI CHAURAHA, CHINHAT, LUCKNOW, UTTAR PRADESH.226028
Lucknow, Uttar Pradesh
Phone: 91-9506650909
IFSC: ICIC0003530
Frequently asked questions
Does ICICI Bank Limited Chinhat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9506650909 to confirm.
Where is ICICI Bank Limited Chinhat branch located?
ICICI Bank Limited's Chinhat branch is located at ICICI BANK LTD., 633/008.CC, DEVA ROAD, MATIYARI CHAURAHA, CHINHAT, LUCKNOW, UTTAR PRADESH.226028, Lucknow, Uttar Pradesh.
How quickly will an NEFT transfer using ICIC0003530 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Chinhat reflect within 30 minutes.
Is IFSC ICIC0003530 valid for NEFT and RTGS?
Yes. IFSC ICIC0003530 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of ICICI Bank Limited Chinhat branch?
You can reach the branch at 91-9506650909 during regular banking hours.
How do I add ICICI Bank Limited Chinhat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0003530, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chinhat branch but serve different purposes.
Final notes
To recap: ICIC0003530 is the IFSC code of ICICI Bank Limited, CHINHAT branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
