IFSC Code of ICICI Bank Limited, Lalganj, Uttar Pradesh Branch, Uttar Pradesh

Below are the complete branch details for ICICI Bank Limited, LALGANJ, UTTAR PRADESH branch, located in LALGANJ, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0001726. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0001726 for ICICI Bank Limited – LALGANJ, UTTAR PRADESH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's LALGANJ, UTTAR PRADESH branch, the IFSC ICIC0001726 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 001726 identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Lalganj, Uttar Pradesh branch — IFSC ICIC0001726 — extends the bank's services to customers in and around Lalganj, Uttar Pradesh.

Branch details at a glance

Lalganj, Uttar Pradesh branch overview

Located at ICICI BANK LTD., SUBHASH PALACE, LUCKNOW ROAD, LALGANJ, RAI BARELI, UTTAR PRADESH.229206, the Lalganj, Uttar Pradesh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001726 is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LALGANJ, UTTAR PRADESH of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0001726 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0001726 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Lalganj, Uttar Pradesh branch is mapped to IFSC ICIC0001726 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001726.

Banking services available

The Lalganj, Uttar Pradesh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8295942867.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0001726

How to transfer money using IFSC ICIC0001726

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001726 across all three.

NEFT to ICICI Bank Limited, LALGANJ, UTTAR PRADESH using IFSC ICIC0001726

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001726, and confirm that the system picks up ICICI Bank Limited – LALGANJ, UTTAR PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LALGANJ, UTTAR PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's LALGANJ, UTTAR PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001726 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited LALGANJ, UTTAR PRADESH (IFSC ICIC0001726)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001726 in your mobile or internet banking app, and the money is credited to the LALGANJ, UTTAR PRADESH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0001726 for ICICI Bank Limited – LALGANJ, UTTAR PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Lalganj, Uttar Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's LALGANJ, UTTAR PRADESH branch, the IFSC ICIC0001726 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ICIC0001726

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the LALGANJ, UTTAR PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001726 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Lalganj, Uttar Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001726 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – LALGANJ, UTTAR PRADESH:

• The IFSC is exactly ICIC0001726 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and LALGANJ, UTTAR PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Lalganj, Uttar Pradesh branch sits at ICICI BANK LTD., SUBHASH PALACE, LUCKNOW ROAD, LALGANJ, RAI BARELI, UTTAR PRADESH.229206. If you are travelling from outside Lalganj, search for the branch on a maps application using the bank name and locality, or call 91-8295942867 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0001726 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001726 for ICICI Bank Limited – LALGANJ, UTTAR PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lalganj, Uttar Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001726, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0001726 is the IFSC code of ICICI Bank Limited, LALGANJ, UTTAR PRADESH branch, in LALGANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.