Use this page as a one-stop reference for everything related to ICICI Bank Limited's MURSHIDABAD branch in LALBAGH, WEST BENGAL. The branch's IFSC code ICIC0000527 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0000527 is the IFSC of ICICI Bank Limited's MURSHIDABAD branch. The format is fixed: ICIC = bank code, 0 = reserved, 000527 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Murshidabad branch in Lalbagh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0000527.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Murshidabad |
| IFSC Code | ICIC0000527 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., 77, OMRAHAAGUNJ ROAD, SAHANAGAR, LALBAUG, MURSHIDABAD WEST BENGAL.742149 |
| City | Lalbagh |
| District | Murshidabad |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9647221617 |
About the Murshidabad branch
The Murshidabad branch of ICICI Bank Limited is situated at ICICI BANK LTD., 77, OMRAHAAGUNJ ROAD, SAHANAGAR, LALBAUG, MURSHIDABAD WEST BENGAL.742149. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0000527 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MURSHIDABAD branch came to be assigned the code ICIC0000527.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0000527, money simply cannot be routed to the MURSHIDABAD branch electronically.
Products and account variants supported
Every account opened at the Murshidabad branch is mapped to IFSC ICIC0000527 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0000527.
Products and services
Customers walking into the Murshidabad branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0000527
How to transfer money using IFSC ICIC0000527
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000527 across all three.
How to use IFSC ICIC0000527 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's MURSHIDABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0000527.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as MURSHIDABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0000527
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – MURSHIDABAD, ensure your bank's portal accepts IFSC ICIC0000527 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited MURSHIDABAD (IFSC ICIC0000527)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0000527 in your mobile or internet banking app, and the money is credited to the MURSHIDABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0000527 for ICICI Bank Limited – MURSHIDABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0000527 | Yes – ICIC0000527 | Yes – ICIC0000527 |
For most retail customers crediting the Murshidabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's MURSHIDABAD branch, the IFSC ICIC0000527 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC ICIC0000527
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MURSHIDABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000527 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Murshidabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0000527 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – MURSHIDABAD:
- The IFSC is exactly ICIC0000527 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and MURSHIDABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Murshidabad branch
The branch is located at ICICI BANK LTD., 77, OMRAHAAGUNJ ROAD, SAHANAGAR, LALBAUG, MURSHIDABAD WEST BENGAL.742149, which puts it inside Lalbagh, the broader Murshidabad district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Murshidabad branch” — the verified location pin for IFSC ICIC0000527 should appear at the top of the results.
- Confirm the branch is open by calling 91-9647221617 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0000527 and your account number.
Verifying IFSC ICIC0000527 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000527 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9647221617.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Murshidabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0000527, however, work 24x7.
Branch address & contact
ICICI Bank LimitedMurshidabad Branch
ICICI BANK LTD., 77, OMRAHAAGUNJ ROAD, SAHANAGAR, LALBAUG, MURSHIDABAD WEST BENGAL.742149
Lalbagh, West Bengal
Phone: 91-9647221617
IFSC: ICIC0000527
Frequently asked questions
How do I add ICICI Bank Limited Murshidabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000527, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of ICICI Bank Limited Murshidabad branch?
You can reach the branch at 91-9647221617 during regular banking hours.
Can I use IFSC ICIC0000527 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000527 to send funds instantly.
How quickly will an NEFT transfer using ICIC0000527 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Murshidabad reflect within 30 minutes.
Is IFSC ICIC0000527 valid for NEFT and RTGS?
Yes. IFSC ICIC0000527 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is ICICI Bank Limited Murshidabad branch located?
ICICI Bank Limited's Murshidabad branch is located at ICICI BANK LTD., 77, OMRAHAAGUNJ ROAD, SAHANAGAR, LALBAUG, MURSHIDABAD WEST BENGAL.742149, Lalbagh, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Murshidabad branch but serve different purposes.
Does ICICI Bank Limited Murshidabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9647221617 to confirm.
Final notes
To recap: ICIC0000527 is the IFSC code of ICICI Bank Limited, MURSHIDABAD branch, in LALBAGH, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
