Use this page as a one-stop reference for everything related to ICICI Bank Limited's KOTHAMANGALAM branch in KOTHAMANGALAM, KERALA. The branch's IFSC code ICIC0000940 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's KOTHAMANGALAM branch, the IFSC ICIC0000940 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 000940 identifies this particular branch.
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kothamangalam branch in Kothamangalam, Kerala is part of this network and uses the IFSC code ICIC0000940 for all electronic settlement.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Kothamangalam |
| IFSC Code | ICIC0000940 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., MANKOZHAYIL ARCADE, THANKALAM BYPASS, KOTHAMANGALAM P.O., KOTHAMANGALAM, DIST. ERNAKULAM, KERALA.686691 |
| City | Kothamangalam |
| District | Ernakulam |
| State | Kerala |
| STD Code | 91 |
| Phone | 8129170599 |
About this branch
The branch is located at ICICI BANK LTD., MANKOZHAYIL ARCADE, THANKALAM BYPASS, KOTHAMANGALAM P.O., KOTHAMANGALAM, DIST. ERNAKULAM, KERALA.686691. It serves the Kothamangalam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0000940 is used to identify this branch on the RBI payments network.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOTHAMANGALAM of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0000940 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0000940 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Kothamangalam branch
Once you have an account at ICICI Bank Limited – KOTHAMANGALAM, the IFSC ICIC0000940 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kothamangalam branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0000940
How to transfer money using IFSC ICIC0000940
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000940 across all three.
NEFT to ICICI Bank Limited, KOTHAMANGALAM using IFSC ICIC0000940
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0000940, and confirm that the system picks up ICICI Bank Limited – KOTHAMANGALAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0000940
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – KOTHAMANGALAM, ensure your bank's portal accepts IFSC ICIC0000940 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – KOTHAMANGALAM, use IMPS. With IFSC ICIC0000940 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0000940 for ICICI Bank Limited – KOTHAMANGALAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0000940 | Yes – ICIC0000940 | Yes – ICIC0000940 |
For most retail customers crediting the Kothamangalam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0000940
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – KOTHAMANGALAM is still mapped to IFSC ICIC0000940. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0000940 and the beneficiary's account number to complete the transfer.
Online banking and IFSC ICIC0000940
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOTHAMANGALAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000940 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kothamangalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0000940 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC ICIC0000940
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – KOTHAMANGALAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0000940. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kothamangalam branch
The branch is located at ICICI BANK LTD., MANKOZHAYIL ARCADE, THANKALAM BYPASS, KOTHAMANGALAM P.O., KOTHAMANGALAM, DIST. ERNAKULAM, KERALA.686691, which puts it inside Kothamangalam, the broader Ernakulam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Kothamangalam branch” — the verified location pin for IFSC ICIC0000940 should appear at the top of the results.
- Confirm the branch is open by calling 91-8129170599 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0000940 and your account number.
Verifying IFSC ICIC0000940 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000940 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8129170599.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kothamangalam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0000940 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedKothamangalam Branch
ICICI BANK LTD., MANKOZHAYIL ARCADE, THANKALAM BYPASS, KOTHAMANGALAM P.O., KOTHAMANGALAM, DIST. ERNAKULAM, KERALA.686691
Kothamangalam, Kerala
Phone: 91-8129170599
IFSC: ICIC0000940
Frequently asked questions
How do I add ICICI Bank Limited Kothamangalam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000940, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kothamangalam branch but serve different purposes.
Can I use IFSC ICIC0000940 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000940 to send funds instantly.
Is IFSC ICIC0000940 valid for NEFT and RTGS?
Yes. IFSC ICIC0000940 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using ICIC0000940 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Kothamangalam reflect within 30 minutes.
Where is ICICI Bank Limited Kothamangalam branch located?
ICICI Bank Limited's Kothamangalam branch is located at ICICI BANK LTD., MANKOZHAYIL ARCADE, THANKALAM BYPASS, KOTHAMANGALAM P.O., KOTHAMANGALAM, DIST. ERNAKULAM, KERALA.686691, Kothamangalam, Kerala.
Is IFSC ICIC0000940 the same for all accounts at Kothamangalam branch?
Yes. The IFSC ICIC0000940 is shared by every account held at ICICI Bank Limited's Kothamangalam branch. Only the account number changes from customer to customer.
Summary
The IFSC code ICIC0000940 belongs to ICICI Bank Limited's KOTHAMANGALAM branch, located at ICICI BANK LTD., MANKOZHAYIL ARCADE, THANKALAM BYPASS, KOTHAMANGALAM P.O.,… in KOTHAMANGALAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
