IFSC Code of ICICI Bank Limited, Rajarhat Gopalpur Siddha Pine Branch, West Bengal

Below are the complete branch details for ICICI Bank Limited, RAJARHAT GOPALPUR SIDDHA PINE branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0003970. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0003970 for ICICI Bank Limited – RAJARHAT GOPALPUR SIDDHA PINE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's RAJARHAT GOPALPUR SIDDHA PINE branch, the IFSC ICIC0003970 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 003970 identifies this particular branch.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajarhat Gopalpur Siddha Pine branch in Kolkata, West Bengal is part of this network and uses the IFSC code ICIC0003970 for all electronic settlement.

About the Rajarhat Gopalpur Siddha Pine branch

The Rajarhat Gopalpur Siddha Pine branch of ICICI Bank Limited is situated at ICICI BANK LTD., OPP. DEROZIO COLLEGE, RAJARHAT ROAD, KALI PARK, BABLATALA, GOPALPUR GRAM, RAJARHAT GOPALPUR, WEST BENGAL.700136. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0003970 is used.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAJARHAT GOPALPUR SIDDHA PINE of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003970 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003970 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC0003970

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003970 across all three.

NEFT to ICICI Bank Limited, RAJARHAT GOPALPUR SIDDHA PINE using IFSC ICIC0003970

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003970, and confirm that the system picks up ICICI Bank Limited – RAJARHAT GOPALPUR SIDDHA PINE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0003970

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – RAJARHAT GOPALPUR SIDDHA PINE, ensure your bank's portal accepts IFSC ICIC0003970 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited RAJARHAT GOPALPUR SIDDHA PINE (IFSC ICIC0003970)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003970 in your mobile or internet banking app, and the money is credited to the RAJARHAT GOPALPUR SIDDHA PINE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0003970 for ICICI Bank Limited – RAJARHAT GOPALPUR SIDDHA PINE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rajarhat Gopalpur Siddha Pine branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's RAJARHAT GOPALPUR SIDDHA PINE branch, the IFSC ICIC0003970 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Rajarhat Gopalpur Siddha Pine branch is mapped to IFSC ICIC0003970 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0003970.

Banking services available

The Rajarhat Gopalpur Siddha Pine branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8584874837.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003970

MICR & cheque-truncation details

Cheques drawn on the Rajarhat Gopalpur Siddha Pine branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0003970 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Rajarhat Gopalpur Siddha Pine branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003970 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ICIC0003970

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – RAJARHAT GOPALPUR SIDDHA PINE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0003970.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Rajarhat Gopalpur Siddha Pine branch

The branch is located at ICICI BANK LTD., OPP. DEROZIO COLLEGE, RAJARHAT ROAD, KALI PARK, BABLATALA, GOPALPUR GRAM, RAJARHAT GOPALPUR, WEST BENGAL.700136, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Rajarhat Gopalpur Siddha Pine branch” — the verified location pin for IFSC ICIC0003970 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8584874837 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003970 and your account number.

Verifying IFSC ICIC0003970 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003970 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8584874837.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Rajarhat Gopalpur Siddha Pine are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003970 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003970 belongs to ICICI Bank Limited's RAJARHAT GOPALPUR SIDDHA PINE branch, located at ICICI BANK LTD., OPP. DEROZIO COLLEGE, RAJARHAT ROAD, KALI PARK, BABLATALA,… in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.