IFSC Code of ICICI Bank Limited, Kolkata Sarat Bose Road Branch, West Bengal

If you are searching for the IFSC code of ICICI Bank Limited, KOLKATA SARAT BOSE ROAD branch in KOLKATA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is ICIC0006951. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOLKATA SARAT BOSE ROAD branch, and detailed step-by-step guides for using the IFSC ICIC0006951 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – KOLKATA SARAT BOSE ROAD is ICIC0006951. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006951 map to this branch in KOLKATA, WEST BENGAL.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kolkata Sarat Bose Road branch in Kolkata, West Bengal is part of this network and uses the IFSC code ICIC0006951 for all electronic settlement.

Branch details at a glance

Kolkata Sarat Bose Road branch overview

Located at 1ST FLOOR, 28, SARAT BOSE ROAD.LANS DOWNE ROAD., KOLKATA.700020 .WB., the Kolkata Sarat Bose Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0006951 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KOLKATA SARAT BOSE ROAD branch came to be assigned the code ICIC0006951.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0006951, money simply cannot be routed to the KOLKATA SARAT BOSE ROAD branch electronically.

Products and account variants supported

Every account opened at the Kolkata Sarat Bose Road branch is mapped to IFSC ICIC0006951 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0006951.

Products and services

Customers walking into the Kolkata Sarat Bose Road branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0006951

How to transfer money using IFSC ICIC0006951

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0006951 across all three.

How to use IFSC ICIC0006951 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's KOLKATA SARAT BOSE ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0006951.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as KOLKATA SARAT BOSE ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KOLKATA SARAT BOSE ROAD

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's KOLKATA SARAT BOSE ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0006951 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited KOLKATA SARAT BOSE ROAD (IFSC ICIC0006951)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0006951 in your mobile or internet banking app, and the money is credited to the KOLKATA SARAT BOSE ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kolkata Sarat Bose Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0006951:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOLKATA SARAT BOSE ROAD is still linked to IFSC ICIC0006951.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0006951

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – KOLKATA SARAT BOSE ROAD is still mapped to IFSC ICIC0006951. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0006951 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0006951

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOLKATA SARAT BOSE ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0006951 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0006951 and the account number together uniquely identify the Kolkata Sarat Bose Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – KOLKATA SARAT BOSE ROAD:

• The IFSC is exactly ICIC0006951 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and KOLKATA SARAT BOSE ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kolkata Sarat Bose Road branch

The branch is located at 1ST FLOOR, 28, SARAT BOSE ROAD.LANS DOWNE ROAD., KOLKATA.700020 .WB., which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Kolkata Sarat Bose Road branch” — the verified location pin for IFSC ICIC0006951 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8420132738 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0006951 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0006951 for ICICI Bank Limited – KOLKATA SARAT BOSE ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kolkata Sarat Bose Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0006951, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0006951 belongs to ICICI Bank Limited's KOLKATA SARAT BOSE ROAD branch, located at 1ST FLOOR, 28, SARAT BOSE ROAD.LANS DOWNE ROAD., KOLKATA.700020 .WB. in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.