IFSC Code of ICICI Bank Limited, Kolkata Central Avenue West Bengal Branch, West Bengal

Use this page as a one-stop reference for everything related to ICICI Bank Limited's KOLKATA CENTRAL AVENUE WEST BENGAL branch in KOLKATA, WEST BENGAL. The branch's IFSC code ICIC0001290 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – KOLKATA CENTRAL AVENUE WEST BENGAL is ICIC0001290. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001290 map to this branch in KOLKATA, WEST BENGAL.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kolkata Central Avenue West Bengal branch — IFSC ICIC0001290 — extends the bank's services to customers in and around Kolkata, West Bengal.

Kolkata Central Avenue West Bengal branch overview

Located at ICICI BANK LTD., 112, C R AVENUE, KOLKATA KOLKATA DIST., WEST BENGAL.700073, the Kolkata Central Avenue West Bengal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001290 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KOLKATA CENTRAL AVENUE WEST BENGAL branch came to be assigned the code ICIC0001290.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001290, money simply cannot be routed to the KOLKATA CENTRAL AVENUE WEST BENGAL branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kolkata Central Avenue West Bengal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001290 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ICIC0001290

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001290 across all three.

NEFT to ICICI Bank Limited, KOLKATA CENTRAL AVENUE WEST BENGAL using IFSC ICIC0001290

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001290, and confirm that the system picks up ICICI Bank Limited – KOLKATA CENTRAL AVENUE WEST BENGAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0001290

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – KOLKATA CENTRAL AVENUE WEST BENGAL, ensure your bank's portal accepts IFSC ICIC0001290 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited KOLKATA CENTRAL AVENUE WEST BENGAL (IFSC ICIC0001290)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001290 in your mobile or internet banking app, and the money is credited to the KOLKATA CENTRAL AVENUE WEST BENGAL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kolkata Central Avenue West Bengal

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001290:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOLKATA CENTRAL AVENUE WEST BENGAL is still linked to IFSC ICIC0001290.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0001290

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – KOLKATA CENTRAL AVENUE WEST BENGAL is still mapped to IFSC ICIC0001290. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0001290 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kolkata Central Avenue West Bengal branch is mapped to IFSC ICIC0001290 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001290.

Products and services

Customers walking into the Kolkata Central Avenue West Bengal branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001290

Online banking and IFSC ICIC0001290

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOLKATA CENTRAL AVENUE WEST BENGAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001290 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Kolkata Central Avenue West Bengal branch

The branch is located at ICICI BANK LTD., 112, C R AVENUE, KOLKATA KOLKATA DIST., WEST BENGAL.700073, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Kolkata Central Avenue West Bengal branch” — the verified location pin for IFSC ICIC0001290 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8584062416 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001290 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – KOLKATA CENTRAL AVENUE WEST BENGAL:

• The IFSC is exactly ICIC0001290 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and KOLKATA CENTRAL AVENUE WEST BENGAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kolkata Central Avenue West Bengal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001290, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001290 for ICICI Bank Limited – KOLKATA CENTRAL AVENUE WEST BENGAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001290 belongs to ICICI Bank Limited's KOLKATA CENTRAL AVENUE WEST BENGAL branch, located at ICICI BANK LTD., 112, C R AVENUE, KOLKATA KOLKATA DIST., WEST BENGAL.700073 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.