This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, RAILWAY KODUR branch in KODUR. The 11-digit IFSC ICIC0004306 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the RAILWAY KODUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's RAILWAY KODUR branch, the IFSC ICIC0004306 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 004306 identifies this particular branch.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Railway Kodur branch in Kodur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0004306.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Railway Kodur |
| IFSC Code | ICIC0004306 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., D NO 9.139,THOTA COMPLEX,LAVA AC DTS,MG ROAD,RAILWAY KODUR, CUDDAPAH DIST.516101 |
| City | Kodur |
| District | Cuddapah |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 8951264818 |
About the Railway Kodur branch
The Railway Kodur branch of ICICI Bank Limited is situated at ICICI BANK LTD., D NO 9.139,THOTA COMPLEX,LAVA AC DTS,MG ROAD,RAILWAY KODUR, CUDDAPAH DIST.516101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0004306 is used.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAILWAY KODUR of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0004306 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0004306 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Railway Kodur branch is mapped to IFSC ICIC0004306 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0004306.
Products and services
Customers walking into the Railway Kodur branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0004306
How to transfer money using IFSC ICIC0004306
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004306 across all three.
NEFT to ICICI Bank Limited, RAILWAY KODUR using IFSC ICIC0004306
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0004306, and confirm that the system picks up ICICI Bank Limited – RAILWAY KODUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAILWAY KODUR
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's RAILWAY KODUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004306 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited RAILWAY KODUR (IFSC ICIC0004306)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0004306 in your mobile or internet banking app, and the money is credited to the RAILWAY KODUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0004306 for ICICI Bank Limited – RAILWAY KODUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0004306 | Yes – ICIC0004306 | Yes – ICIC0004306 |
For most retail customers crediting the Railway Kodur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's RAILWAY KODUR branch, the IFSC ICIC0004306 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Railway Kodur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0004306 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0004306 and the account number together uniquely identify the Railway Kodur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC ICIC0004306
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – RAILWAY KODUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0004306. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Railway Kodur branch sits at ICICI BANK LTD., D NO 9.139,THOTA COMPLEX,LAVA AC DTS,MG ROAD,RAILWAY KODUR, CUDDAPAH DIST.516101. If you are travelling from outside Kodur, search for the branch on a maps application using the bank name and locality, or call 91-8951264818 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004306 and your account number.
Verifying IFSC ICIC0004306 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0004306 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8951264818.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Railway Kodur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0004306 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedRailway Kodur Branch
ICICI BANK LTD., D NO 9.139,THOTA COMPLEX,LAVA AC DTS,MG ROAD,RAILWAY KODUR, CUDDAPAH DIST.516101
Kodur, Andhra Pradesh
Phone: 91-8951264818
IFSC: ICIC0004306
Frequently asked questions
How quickly will an NEFT transfer using ICIC0004306 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Railway Kodur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Railway Kodur branch but serve different purposes.
Is IFSC ICIC0004306 valid for NEFT and RTGS?
Yes. IFSC ICIC0004306 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of ICICI Bank Limited Railway Kodur branch?
You can reach the branch at 91-8951264818 during regular banking hours.
Can I use IFSC ICIC0004306 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0004306 to send funds instantly.
Is IFSC ICIC0004306 the same for all accounts at Railway Kodur branch?
Yes. The IFSC ICIC0004306 is shared by every account held at ICICI Bank Limited's Railway Kodur branch. Only the account number changes from customer to customer.
Summary
The IFSC code ICIC0004306 belongs to ICICI Bank Limited's RAILWAY KODUR branch, located at ICICI BANK LTD., D NO 9.139,THOTA COMPLEX,LAVA AC DTS,MG ROAD,RAILWAY KODUR,… in KODUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
